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2� 1 ��73�5 <br /> ��} "Lender"i�Qui cken Loans I nc. <br /> �ender is a �qC'��1"���Qn <br /> organized and exis��ng under�he laws of t h e S t a te o f M i c h�g a� . <br /> �.e�c�er's addr�ss is 1�5� �Jo�dv�a�'d �ve, De�r'oi t, MI 482�6-�9Q� <br /> . <br /> ��} �'Trustee'! �� Fi rst Ameri can T�t�e <br /> . <br /> �E} "MERS" is Mor�gage Electronic Registration Systems, Inc. MERS is a s�parate corporation that is acting <br /> solely as a nom�nee for Lender and Lende�''s success�rs and ass�gns. MERS is the ben�f�iary under this <br /> SeCurity Instrument. MER.S is organized and�x�sting uader the laws of De1�.ware, and has an address and <br /> teleph�ne number of P.�. Box 24��,F�int,MI�85�1-2026,tel. �8$8)G79W1VYERS. <br /> {F} "Note" means th�e prom€ssory note signed by Barrovver and dated a�t���r 2�, ��1� . The�Tote <br /> s�.te��hat$onower owe s Lend�r T�� H u n d r e d S e v e n t� T h r e e T�o u s a n d S�x <br /> H�ndred an� ��Il�fl <br /> Do�lars(U.S. $ �7�,��a.�� }plus interest. Borrower has promised to pay this debt in regular <br /> Periodic Payment�and to pay the debt in fu�l not later than N ov embe r 1, ���6 . <br /> ��} "P�op�rty"means the property t}aat is described belo�v under the heading"Transfer of Rights in the <br /> Praperty." <br /> �H} "Lo�n"means the debt e�idenced by the Nate, �Ius int�rest, an�prepaymen.t�harges and late charge�due <br /> under th�Note,and all sums due under t�iis Secuarity Instrument,plus int�rest. <br /> ��� "R�d�Fs"m�ean.s a11 Rider�to th�s Securit�Instrument that are executed by Borrower. The f�llawing l�iders <br /> �re to be executed by�orro�ver[chec�bax as applicable]: <br /> �Adjus�ab�e R�.te Rider 0�ondom�nium Rider �Seca�.d Hame Rider <br /> �Bal�oan Rider [�Flanned�Jnit Development Rider 0 1-4 Famity Rider <br /> �VA Rider C�Biweekly Payment Rider ��th�r(s) [specify] <br /> L��al �ttac��d <br /> �J} "ApplicableLaw" means a11 controlling applicable federa�, ��a�e and tocal statutes, regu�a�tions, <br /> ordinances and admxnistra�ive rules and orders(�hat ha�e the effect of lavv)as we11 as all applicabte fxnal, <br /> r�on-�appeala��e judicial opinions. <br /> �K) "�ommunityAssocfat�anDues, Fees,and Assessments"means a�l dues, f�es, assessments and other <br /> charges t�a�a���mp�sed on Borrawer or the Property by a�ond�minium association,homeowners <br /> association or similar organization. <br /> �L� "Elect�vnicFundsTr�nsfer`E me�ns any�ransfer of funds, other than a transaction arig�nated by check, <br /> draft,or similar paper�nstrument,which is initiated through a�el�etronic tern�inal,teleph�nic instru.ment, <br /> con�p��er,or magnetic ta.pe so�s to�rder,instruGt,or autharize a financial inst�tution to debit or credit an <br /> account, Such term includes,but is not Iimit�d to,point-�f-sa�e transfers,automated teller machine <br /> t�ransactians,tran.sfers in�tiated by teleph�ne,�ri.r�transfers,and autamated clearinghouse transfers, <br /> {M} "Es�row Items"means those items that are d�scribed in S�ction 3. <br /> NEBRASKA-Sing1�Family-Fannle MaelFredd€e Mac UNIFC]RM 1h1STRUMENT WfT�AIfERS Form 342811�9 <br /> VMR� VMPBA�NE}[1342}.44 <br /> Wofters Kl�wer Finar�ciaf Services Rage 2 of 17 <br /> q�33635344�4 4�33 295 ��1� <br />