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2� 1 ��73�5 <br /> If the Loan is su�j ec�to a Iaw which sets maximurr�laan charges,and that lativ is final�y interpreted so that <br /> the inter�st ar o�her loan charges collected ar to�e col��cted in cann�cti�n�v�th the Loan exc�ed the <br /> permitted limits,then: (aj any such loan charge sha11 be reduced by the amou�t ne�essaxy to reduce the <br /> charge to�he permitted limit;and�b}any sums already collected fram Barrower which exceeded perm�tted <br /> �imits�v���be�efunded to Bvrrov�er.Lender�a�c�.ot�se t��m.ake th�s�efund by r�du�ing t�e p�'�cipa�owed <br /> under the Note or by making a dir�ct payment ta Borrower. If a refund reduces princ�pal,the reducti�n wi11 <br /> be treated as a partia�prepayment w�thvut any prepayment charge[whether or not a prepayment charge is <br /> provided f�r u�t�er the Note).�orrorver's accepta.nce of any such refund made by d�r�ct paym�nt to <br /> �orrower wi11 canstitu�e a waiver of an�right of action Borrower might ha�e arising out of such over�harge. <br /> 15. Nvtiees.A��notices given by Borrower or Lender in c�nn�c�ian v�rith this Securit�In.strument must�e�n <br /> �vriting.Any notice to Barrov�rer in connectioa with this Security Instrument shall be deemed to have been <br /> gxven to Bonower wh�n rriailed by fust c�ass mail or when actuall�deliv�red t�Borrow�r's n�tice ad�ress <br /> if sent by�ther r�xeans.Notice to any one Borrower s�a�l�onstitu�te�o�ice t�a��B�orro�vers un�ess <br /> Applic�ble Law expressly requires otherwise.The nat�ce address sh�ll be the Propea�ty Address ua�ess <br /> Borr�wer has des�gnated a substitute aot�ce address by n�tice t�Lender. Boa�rower shall promptly notify <br /> Lender o�Bonower's cha�ge�f address.If Lender sp�c�fi�s a prvice�.ure far re�or�ing Bvrrv�rerts change <br /> of address,then Borro�er sha�l only r�port a change of addr�ss through that specifx�d procedure. <br /> There ma�r be only one d�signated notice address under this Security In�trument at a�a�one time.Any notiGe <br /> �o Lender shall be given�b�deli�ering it or by rnaiting it by first class mail ta Lender's address st�ted herein <br /> unless Lender has designated another address by n�txce to Borrower.An�r notice in cannection with this <br /> Se�ur�ty I����an,ent sha11 not be deemed to have bee�n gi�en to Le�c�er�ntil ac�all}��ece���d��Lende�.If <br /> any notice required by this Security Instrumen�is also required under Applicable Law,the Applicable Law <br /> requirement wi11 satisfy the carrespond�ng requirement under th�s Security Instrum��t. <br /> �G. �o�erning Law; Se�erab��ity;Rules of C�nstruction.This Security Instrument sha11 be governed by <br /> federal law and the�a�v of the jurisdicti�n in which the Fro�aerty is located. All rights and obligatians <br /> �ontained�n this Security Instrum�nt are subj ect to any requiremen��and Iimitation�s�f Appli�able Latv. <br /> Applicable Law might expl�citly ar implicitly allow the parties to agree by contract or it might be silent,but <br /> such silence sha1l not be construed as a prahibition against a�reement by contract. In the event that an� <br /> prov�siva ar��ause af this Security Instrument��r#�e�ate conflicts�ith Applicab���a�r�such cv��lict sha�t <br /> not affect other p�ro��s�ons of thi�Security Instrument or th�Note which can be�iv�n effect without the <br /> conflicting provision. <br /> As used in this Securi��ns�rument: (a}words of the masculine gender shall mean and include corresp�ndir�g <br /> neuter words or words af the feminine gender; (b}�vords in the singular sha�1 mean and include the plural <br /> and�ice versa;and(c)the word"r�ay"gi�es sole discretion�uuithvut any obligation ta take any acti�n. <br /> 1l. Bvrrower's Gvpy.Borrower shall be g�ven one copy af the Note and of this Security Instrument. <br /> 1$. Transfer�f the Pro�erty or a E3eneficiallnterest in�orrov�ref,As used ir�this S�ct�o��.8, "'i�te�est�n <br /> the Property"means any��gat vr beneficial i�terest in the Property, including,but nat limited to,those <br /> Uenefi�ial int�rests transferred in a bond for deed,c�ntract for deed, insta�lment sales contraGt or escraw <br /> agreement,th.e in�t�nt of v��i��is the transfer of�itl�by Borrower a�a�ture date t�a pt�rchaser. <br /> If a11 or any part af the Prop�rty or an�r Interest in the Property is sold or transferr�d(or if�arrower is not a <br /> natura�persan an.d a ben�ficial interest in F3orrower is sald ar transferred)�vithout Lender's pr�ar writ�en <br /> �onsent,Lender may re�u�re�mmediat�payment in ful�af a11 sums��cured by this Security I�astrum�nt. <br /> However,this option shall not be exercised by Lender if such exercis�is prohibit�d by Applicable Law. <br /> NEBRASKA-Sir�gle Family-Fannie FNaelFreddie Ma�LINIFORM iNSTRUMENT WITH MERS Form 3428 1141 <br /> VMP� VMPfiA(NE)t1342}.�4 <br /> Vllolters�uwer Financial Services Page 92 of 17` <br /> q0336353��4Q �Z33 295 1217 <br />