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rn m � � � rnm � y rn o �� rn � rn �, �o rn � � o o �z � � z� � � � �� z � � '`� z� �' � �rn � z a� �� p � �ov � Cn �� rn �� rn� � � =c�r� � � �o cn � � � �� r� 0 0 � `.`. Z p� � � � C�] Z � VA�a�e#34-34-G-U21ZZ34 When Re�arded Return To: Pinnacle Bank 5651 S 59th St Lincoln,NE 55516 . [Space Abo�e This Line Far Recording Data] MIN: 1�U9524�4472093345 DEED �F TRU�T N�3TI�E; THIS L�AN IS N�T ASSUMABLE WITH�UT THE APPR�VAL �F THE D�PARTMENT �F VETERANS AFFAIR� �R ITS AUTH�RIZEI�A�ENT. I]EFINITI�NS �ords used in mu�t�ple sec�i�ns of th�s document are defined below and other words are defined in 5ect�ons 3, 11, 13, �S,2� and 21. G�r�ain rules regarding�h�usage�f wards used in this documen�are also pro�ided in Sec�ion 16. (A3 "Security Instrument" means this docu.ment, �hi�h is dated �ctober 25th , 2016 , together with all R�ders ta th�s document. (B} "Borrower"is Emily S I�aufman and Ryan J I�aufman,as wife and husband Borrawer is the trustor under this Security Instrument. �� "Lender"is Pinnacl�Bank Lender is a �orporation organxzed and ex�sting under the laws af the State of Nebraska . Lender's address�s 5G51 S 59th St Lincoln,NE 6851� �D} "Trustee"is Pinnacle Bank 5551 S 59th St Lxncoln NE 6$516 �E} `�MERS"is Mortgage Electron�c Registration Systems,Inc.MERS is a separate corpora�ion that�s acting solely as a nominee for Lender and Lender's success�rs and assigns. MERS is the beneficiary under this Security InStrument. N�RS is organized and existing under the laws of Delaware, and has an address and telephane number of P.�.Bflx 2�26,F1int,MI 4$5��-2�2�,tel.�SSS}d79-MERS. [F� "Note"means the prom�ssory note srgned by Borr�wer and dated �ctober Z�th , 2415 . The Note states�hatBorrowerovves Lender�ne Hundred Ninety Se�en Thausand N�n�Hundr�d and U411U� Dollars�U.S.$197,9�U.44 }plus interes�. Borrower has promised t� pay �1iis debt in regular Per�odic Payments and to pay the debt rn full nat later than No�ember 1,�U46 (G} "Property" means the praperty that is described below under�he heading "Transfer of Rights in the Property." � "Loan"means the deb�e�idenGed by the Note,plus interest,any prepaymen�charges and late charges due under the Note,and all sums due under this Security Instrument,plus in�erest. (I} "Riders"means all Riders�o th�s Secur�ty Instrument that are executed by Borrower. The follawing R�ders are�o be executed by Borrower[check b�x as applicab�e]: ❑ Ad�usta�ie Rate Rider ❑ Candominium Rider ❑ Second Home Rider ❑ Balloan Rider � Planned Unit De�e�opment Rider � �ther�s}�specify� ❑ 1-4 Family Rider ❑ Bivve�k�y Payment Rider VA Loan Rider �J} ��Applicable Law"means al�control��ng applicable�ederal,state and�ocal sta�utes,regulatrons,ordinances and adminis�ra��ve rules and arders�that ha�e the effect vf�aw�as well as a11 app�icable final,nan-appea�a�le judicial opin��ns. NEBRASKA--5ingle Farnily--Faanie MaelFreddie Ma�UNIFURM�NSTRL]MENT{1VIERS} Fvrm 3D28 1141 (page 1 of 9 pages) 1Z439.CV�6113} 2�I6Q1846NE I7aZ�18229 Creati��Thinking,Inc. G�TQ(�a7Qd13f}