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2� 1 ��7218 Ar�y amo�znts dis�u�-sed by L.end�r u��der this S�ction� shall becorn�addit�o��a1 debt o��c�rro�v��secured�y this Sect�rity Iizs�rumen�. rTh�se atno�xnts sha�l bear ii�terest at th�I�1ote rate fiom thc d�te of disbursemen� and shal� be payable,�vith suc;h int�e�est,�ipon nc�tic� frorn Lender t�o�3arra�vc�requesting payrtne��. �f this 5�curi�y Inst�•u�ner�t�s oi�a�ea�ehald, ��orr•o��ve�r shal�co�np�y��ith a�l the�r�uisic��s c��'�he leasc�. Yt` Borro�v��-acquires fee tiit�le t�the�'ropel-�y, the �eas�hold ax�d t�he fe�;titl�sh�ll nat mc��;e��l�lcs� L�ndcr a�rees to the mer�er in wri�in�, ��. Mvrtgage�nsuranc+�.If Lender requir�d IV�o��.�ag� Yx�s��ra��ce as a�ondi�ia��of m�l�iiag the �.oan, �3ar�•o��rcr �hal1 pay�he premiums re�uired tt�rnaintain the Mo�`k��;�I�-�srzrance in Gff�ct, If, for a��y re�s�x�. th� N�ortgage Ins�xrance coverage re�uired by I....cnder ce�ses to�e a�rai�a�lc�rom t'h�lnart�;a�;c in�ure�that previously pravi�ed such�i�suranee an��3o1Yo��vcr�uas reytXired�o make separately desi�,natGd payrnGnts �award the premiL�ms for�I�ortgag��n�urance, �3orrower shal�pay t�he premi��ms requir�d tc�obtain cc�Wc��;c s�bstax�tiall��ui�a�en�to the�Io�tg,a�;c Insurance p�e�iau��y in��f��t,a�.a Lost substa��tia��y e��i��alGnt t� the c:os�to Borrot�ver of t�h�Mart��e Ins�trance pre��o�zs�y iF��ffect, �iom an a1t��nate�-nort�a�e ir�s«rer se�ect�d by I.�ender. �f substantially equ�ualcnt Moi-tga�e Insurai-�ee ca�tTcra�e is not a��ailabl�, F3o�-ro��cr shal! cont�n��#a pay to Le��de�t'he a��ou��.t of t�e�eparately desx��at��pay�nc��ts t�xa��vere��vt�er�ih� insr�ranc��covera�e ceas��t�be in effect. �end�r�vill accept,use a��d retain thcse pa��nc��ts as a non-refundable ic�ss reser�e in lieu of Mortga�e�i-�s��r�nce. Srz�h loss�reserve sha�l bc non-�eti��dabte, ��o�t�ithstandif�g t'he fact that th�Loan is ultimat��y p�id in fi.��i,�nd I..ender sha11 not b�reqt�ixed to pay Borrower ai�y interest ar earnings on such l�ss resc�rue. Le��der can na lon�;er rec��i�•e lo�s r�s�r�ue paymcz�ts i#MQi-t�a�;�Insurance co�erage(iy�the amount a��d for t.he peri�d�hat Lender req�Yires}prc�vidcd by a�� inst�rer selecte�by I�ender a�;ain b�comes a�a�lable� is obtained,and L.e��der req��ire�separate�y desi�;nated payments#oward the prem�ums for Ma1-t�;age rnst�ra�lce. �f Lender rcq�rired Moi-t�a�� slrrance as a condition of�nal��r�g the Loan and�3orro�ver rvas��equired ta mal�e separate�y desi�nated paymer�ts to��vard t�he premi��m5 f�r ll�io��ga�,e Ynsurance, �3ana��r sh�ll pay�he pre�ni��rns required to maintain N�ort�;��,e Ins��rance in effec�,or to pravide a non-ret��ndable loss reser�e,until Le��der's require�nent tor Mort�a�e Insurance e�7ds i1�.a��ord�nce with a��y�vritte�a�a�reeme��between�3ar�owcr ar�d I,er�cier provid�i��for srz�:h terminatian or un�il�er�-ni��a�i�n is require�by�lpplicable La�.Nothin� in�his 5ectio�� 1(��ffec.�ts F3arra��ver's ob�iga�ion to pay�nte�est at the r�te pro�vided in tk�e Nt�te. Mortga�e�ns��rance reimburses Le�1der�or any�nti�y that p�trc�has�s thc;Nc�tc} tor c~Grtain�as�c�s rt��ay ir��;ur if�3Unc��t�ver�c�e�not r�pay t��e Lc�an as a�r�c;�i. )3c�rro�ver is t�c��a party t.v thc Mc�rt�a�;� �i��z•azic:�. Moi`fga�e insur�rs e�al��atc their tot�al risk o��a�� s��ch i��surai7t�e ii�fo�•Ge f�ra�n tifne to �izn�, a�ad�nay cx�ter into agreements�vith oth�r parties t�hat share o�•m�dify t�heir risk, or r�:d�zc� losses. 'I'hc�e a�;r��nc��s are ox� terms and coi�ditions that are satis�`acto�y to th�mortgage it�surer aiad the�thet'party(or pa�-ti�s)to thcs� agreements. These agreem��ts may require t:he xnartgage i1�5�xrer ta make payments��sin�;ax�y sor�rcc:c�f tut�ds that the mo�-�gage i��surer may have available (��hich may ii�cludc fut�ds abtained froin Mort�;age�rasurance premi�tms). As a r�sult�f t��a�ree��nen��, L�;i�der,any purc;has�r�f t�G��tc;,arlt�th�r in�itr�r,any reins��r�:r,�ar�y other�ntity,or any afti�i�te of any af the for��;oin�;, may re�:eiv� (dir��tly o�r i��dircctly�amaunts that d�ri�f�from�c�r mi�ht be c�iaracterF�c�d a5�a Pc�rtic��c�t�3c��-ror�vcr`�pay�nci�ts for M�z-tf;aKc �ras�rrar�c;c;, iri exc��n�e�nr sha�ing or modif�ii��th�r�art�age insurer`s rrsk,�1 1��L;117��S��S, r�s��h a�reem�nt pro�ides that an affilia#�e of Lenc�er takes a share of the �nsurcr's risk i��e:�char�� tor a sharc t�t t��e premiums paid to the insurer,�he atran�;em�c�t is often termed "capt�iue reinsur�nce." �'urther; q(�3�639�3��5 a�33 �95 U917 NEBRASKA-Singl�Far�rily-Fanni�MaelFred�i�Mac UM�FpRM INS7RUMEN�1�WlTH MEf�S Ft�rrri 3�2�3 1f01 VMP C� VMF'ki�1�NF}(1302].O[} Wolte�s Kfuwer Financial S�rvices f'age 9 vf 17