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When recorded, return to: <br />� Mortgage Lenders of America, LLC <br />• Attn: Final Document Department <br />W 10975 El Monte St <br />CO Overland Park, KS 66211 <br />800 - 908 -1055 <br />Escrow No.: 1602208 <br />LOAN #: HQ116191549 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 28, 2016, <br />together with all Riders to this document. <br />(B) "Borrower" is BRIAN S HOUSER AND JESSICA HOUSER, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Mortgage Lenders of America, LLC. <br />Lender is a Limited Liability Company, <br />under the laws of Kansas. <br />10975 El Monte St , Overland Park, KS 66211. <br />MIN: 1002782- 0000197365 -9 <br />MERS PHONE #: 1- 888 -679 -6377 <br />NEBRASKA — Single Family — Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />Initials' <br />w <br />co <br />CASE #: 34- 34- 6- 0211946 <br />organized and existing <br />Lender's address is <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />10/25/2016 08:38 AM PST <br />