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Prepared By: Cherry Creek Mortgage Co., Inc.
<br />7600 East Orchard Road, Suite 250 -N
<br />Greenwood Village, CO 80111
<br />Record and Return to: 1st Reverse Mortgage, USA
<br />3609 S. Wadsworth Blvd Suite 500
<br />Lakewood, CO 80235
<br />Attn: Final Docs
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<br />State of NEBRASKA FHA Case No. 321- 3513840 -961
<br />Loan No. 907909801
<br />MIN: 1000302-0907909801-7
<br />FIXED RATE
<br />HOME EQUITY CONVERSION DEED OF TRUST
<br />THIS INSTRUMENT IS A DEED OF TRUST WHICH SECURES FUTURE ADVANCES
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on October 24, 2016. The trustor is
<br />Katherine J. Kyhn, an unmarried woman , whose address is 2424 N Grand Island Avenue, Grand
<br />Island, Nebraska 68803 ( "Borrower "). The term "Borrower" does not include the Borrower's
<br />successors or assigns. The trustee is Fidelity National Title Insurance Company, 6245 E. Broadway
<br />Blvd #200, Tucson, AZ 87511 ( "Trustee "). The beneficiary is Mortgage Electronic Registration
<br />Systems Inc. ( "MERS "), which is organized and existing under the laws of Delaware, and whose
<br />address is Delaware. Cherry Creek Mortgage Co., Inc. is organized and existing under the laws of
<br />Colorado, and has an address of 7600 East Orchard Road, Suite 250 -N, Greenwood Village, CO
<br />80111 ( "Lender "). Borrower has agreed to repay to Lender amounts which Lender is obligated to
<br />advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement
<br />dated the same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is
<br />evidenced by Borrower's Fixed -Rate Note dated the same date as this Security Instrument ( "Note "). The
<br />beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's
<br />successors and assigns) and the successors and assigns of MERS. This Security Instrument secures
<br />to Lender: (a) the repayment of the debt evidenced by the Note, with interest at a fixed rate (interest),
<br />and all renewals, extensions and modifications of the Note, up to a maximum principal amount of Two
<br />Hundred Four Thousand, Seven Hundred Fifty Dollars and Zero Cents (U.S. $204,750.00); (b) the
<br />payment of all other sums, with interest, advanced under paragraph 5 to protect the security of this
<br />Security Instrument or otherwise due under the terms of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. The
<br />full debt, including amounts described in (a), (b), and (c) above, if not due earlier, is due and payable on
<br />November 15, 2091. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust,
<br />with power of sale, the following described property located in HALL County, NEBRASKA:
<br />See legal description as Exhibit A attached hereto and made a part hereof for all intents and
<br />purposes
<br />which has the address of
<br />2424 N Grand Island Avenue, Grand Island, Nebraska 68803, ( "Property Address ")
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />rights, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this
<br />Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title
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<br />HECM First Deed Of Trust-2015
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