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� 2� 1 ��7178 . ti . a . . a THE FQLL�WING DESCRIBED PRaPERTY LQ�ATED�N THE HALL C�UNTY,NEBR��KA: LQT TW� �2), C�RNERST�NE SUBDiVISIUN T4 THE ��TY UF GRAI�iD ISLAND, HALL ��UNTY,NEBRASKA,AC�aRDING TU THE RECURDE�}PLAT THEREOF. Prxar instrument reference: Recorded on DECEMBER lb, Z4U3 in INSTRUMENT N�. 2UU316U84, of the aff��ial Re�ords of HAI1L C�UNTY,NEBRASKA This FHA Home Affordable Mod�fica��on Agreement �"Agreement"} is ma.de on A[JGUST 3�, 2U16 by and between Borrower, as abl�gor�s}, or as tit�e ho�der�s) to �he Praper�y, as the context ma� reQuire, and Lender. Borrawer's obliga�ions under the Nate are secured by a properly recorded Mortgage,dated the same date as the Note encumbering the Praperty. Borrower agre�s tha�, except as expressly modif ed in this Agreement, the Note and the Mor�gage xemain�n full force and efFect and are�alid,b�nd�ng obligatians upon Barrov�rer,except as discharged �n Bankruptcy, and are properly secured by the Property. Nothing in this Agreement shal� be understaod or canstrued to be a sa�isfaction ar release, in whole or �n part�f the Bor�ro�ver's abliga�ions under the Loan Dacuments. If my representatians in Section l,B�rrower Representations, continue to be true in al�mater�al respects,th�n this Agreernent vvill, as set for�h in Seetion 3,amend and supplement�1}the Mvrtgage on the Property, and�2} the Note secured by the Mortgage. The Mortgage and Note �ogether, as they may pre�iously have been amended, are referred to as�he"Laan Documents." Capitalized terms used in this Agreement and nat defined ha�e the mean xng g��en to them in the Loan Doc uments. 1. Borrawer Representations. I certif�,represent ta Lender and agree: A. I am experiencing a �nancial hardship, and as a result, (i} I am in defaui� under the terms of the Loan Documents, and (ii} I do not have sufficient income or access t� suff cient li�uid assets to make the monthly martgage payments now or in the near future; I d�d no� intentianally or purposefu�ly defau�t on�he terms of the Laan Documents in order�o obfain a loan modification; B. I certify the Property is not condemned and is not�acant withaut the intent�o re-occupy; �. There has been no imperm�ssible change in the awnership of the Praperty since I signed �he Laan Documents; D. I ha�e pro�ided documentation for all�ncome that I recei�e(and I understand�hat�am not required to disclose child suppor� or alimany unless I chose �� rely on such income when reauesting to quaiify for the FHA Home Affordable Modification Program�"Program"}}; E. Under penalty of perjury, al! documents and infvrmation I ha�e pro�ided to Lender in connection with this Agreemen�, including the dacuments and anformation regarding my e��gibility for the Program,are true and correct; F. If Lender requires me to ob�a.in credi�t counseling in connection wi�h the Progra.m,I wi II do so;and, We f�s Fargo Custom FHA Home Affardabl e Moclificatian Agreement 93b I��ll��W��Il��II��I�ll U825�016 445 Page?