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Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Charter West Bank <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 ///�r� <br />Laser Forms Inc. (800) 446 -3555 / <br />LFI #FNMA3028 -MERS 9/11 Page 1 of 1 3 Initials: i <br />[Space Above This Line For Recording Data] <br />When Recorded Return To: Loan No: 925466 <br />Charter West Bank MIN: 1004167- 0004002042 -3 <br />714 N Diers Ave Case No: 34 -34 -6- 0212489 <br />Grand Island, NE 68803 Parcel ID: 400367831 <br />• <br />DEED OF TRUST <br />°o THIS LOAN IS NOT ASSUMABLE WITHOUT THE r , 0 ° <br />APPROVAL OF THE DEPARTMENT OF VETERANS <br />DEFINITIONS AFFAIRS OR ITS AUTHORIZED AGENT. l b <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 21, 2016 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Robert J Niemann AND Judith G Niemann Husband and Wife <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 714 N Diers Ave <br />Grand Island, NE 68803 <br />(D) "Trustee" is Charter West Bank 201 So Main St West Point NE 68788 <br />201 South Main Street, P.O. Box 288, West Point, NE 68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />