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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />day of l JC - <br />fore oing instrument was acknowledged before me this <br />, by Neil A Wardyn an ourtene a d in <br />Witness my hand and notarial seal at Y10� in said County, the date aforesaid. <br />My Commission Expires: c )L l f\ O. 2 , 1 O <br />GENERAL NOTARY - State of Nebraska <br />TRICIA CAMPLIN <br />My Comm. Exp. June 2, 2018 <br />NEBRASKA -Singe Family- Fannie MaelFreddie Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />IDS, Inc. -30227 <br />cic <br />No Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Ed Jarosik; NMLS #: 470809 <br />201607136 <br />- Witness <br />(Seal) <br />- Borrower <br />Form 3028 1101 <br />