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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Renee J Miller, stee of the Renee J Miller <br />Revocable Living Trust Agreement dated <br />August 3, 2016, as amended <br />(Seal) <br />Renee J 11/tiller, S of the Renee J Muller Revocable Living Trust Agreement dated August - Borrower <br />3, 2016 and any amendments thereto, agrees that the term "Borrower," when used in this Security <br />Instrument, shall include the Settlors, and the Settlors acknowledge and agree to be bound by all terms <br />and covenants contained in this Security Instrument and any Riders to this Security Instrument <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, <br />My Commission expires: <br />GENERAL NOTARY -State of Nebraska <br />MICHELLE L SAWICKI <br />My Comm Exp. May 18, 2020 <br />Loan Origination Company & NMLS Id: Five Points Bank - 407704 <br />Loan Originator & NMLS Id.: Michelle L. Sawicki - 472786 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 4464556 <br />LFI #FRIMA3028 9/11 Page 13 of 13 <br />201607134 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Space Below This Line For Acknowledgment] <br />Hall County ss: <br />On this 20 th day of October, 2016 , before me, the undersigned, a Notary Public <br />dulv commissioned and qualified for said county, personally came <br />Renee J Miller, Trustee of the Renee J Miller Revocable Living Trust Agreement dated August 3, <br />2016, as amended <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her /their voluntary act and deed. <br />Witness my hand and notarial seal at Nebraska <br />in said county, the date aforesaid. <br />