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<br /> ' The Funds s�ialt be held in an inst�tution whQse deposits are insured �y a federal agency, instrvrn�nta��ty, �r � ;
<br /> � � entity �including Lender,if Lender is an institu��nn v�rhase depasxts are so insured� ar in any Federa�Home Loan � �
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<br /> ; Bank.Lend�r shali a � the Fund� �a a t�he Escr�w Item,s no later than the�ime s ec�f�ed under RESPA. �
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<br /> . T��nder shall r�ot�harge Borrow�r for ho�ding and app�ying the F�znds, annually ana�yzing �he �scrow a�cou�n�, ar � �
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<br /> � ve ' in #h�Escrov�r Xt�ms,unless Lender a s BorrQwer int�res� on the Funds and Appli�able Lav►�permi�� � �
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<br /> � Lender�o make su�h a charge. U�iless an agreement x�made in wr�t�ng oar�4.ppli�able Law r�quires �nterest t�be k ;
<br /> � paid an the Fu.�ds, Le�der shall nat be reqwixe d�o�a�Borrower an�interest or eam�ngs �n t he Fun ds. Borrower G ;:
<br /> and Lender can�agree in writ�inng, hvwever, tha� �nt�rest sha11 be pa�d an the Funds. Lender sha�l give ta Borrower, � �
<br /> w%thaut charge, an annual accauntin.g Qf�h�Funds as reguir�d by RESPA. � `
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<br /> If there is a surplus of Fund� held in escrow, as de�in�d u.r�d�r RESPA, Lender shal�acc�wa.� ta�arrower for the ;. ;
<br /> e�eess funds in a�cordance w�it�RESPA. If there is a shortage af Funds he�d in escro�, as defin�d ux�der RESPA, �
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<br /> Lender shall notify BoYro�vver as requ�red by RESPA, and B�rrovUer shall pay to Lender th�amount necessary ta ;
<br /> make up t�e shar�age in ac�oxdance with RESPA, but in no mor�th�n 12 month�y paymen��. Zf ther� xs a � ;
<br /> def cieney of Funds held in escr�w, as defined under RESPA, Lendez�hall notify Borrotiver�s r�quired by .. � `
<br /> RESPA and B orrav�er shali a to Lend�r the amount nec�ssary t�make up the d�fieiene� in aeeordan�e with �� �
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<br /> � RESPA, but iuia na more than ��monthly payments. � ;
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<br /> LJpon pay�nent in full of aI1 sums secuxe� by this Security Instrunaent, Lender sha1l pr�mpt�y refund to Bvrrower i �
<br /> any Fu.nd� h�Id b�Lender. �
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<br /> 4, Charges; Liens. Borr�w�r sha�l pa�r �ll tax�s,assessments, charges, fanes, an.d imposi�ions atkr�buta�Ie to th� � ,
<br /> Property whi�h c�n attain priar�ty a�rer t�us �e�wr�i�y Inst�ument� ��a�ehold payn�,en� �r ground rents an the ; �_
<br /> Property, if any, and Cammu�ity Assaexat�on I�ues, Fees, and Assessments, if any. To the extent that these � ;
<br /> - . items are Escrov►�I�ems,Borrower sha�I pay them in fhe xn�nn.er pro�ided in S�ction 3. �
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<br /> Borrower sha�1 promptXy dzsch�rge any lien�vluch has priority over�us S�curity Ins#rumen� unless Borrower:�a} �; ;
<br /> . agrees in writ�ng ��the pa�rme�t �f the o�ligat�on seeured b�r the�ien in a manner accepta.ble ��Lender,bu� vnly ` `
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<br /> so 1on as Barrower is �rfarming such �.greement; �b}contests t�i�li�n in goad fa�th by,vr defends against � �
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<br /> enforcernent af the lie�in,I�gal prac�edings whiGh in Lender's apuuon oper�te to preven� the e�nforcement af the i �
<br /> ii�n whiXe th�se pxoceedings are pending, but onl�r until su�h p�roceed�ngs are eonc�uded; or(c�secures from tlae : �
<br /> bo�der of�he �ien an agreement sataiis�aetory ta Lender subordin�ating the lien to this Se�urity �nstrument. �.f , �
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<br /> L�n�er det�rn�nes that any part of the Froperty is subject to a I�en w�ai.ch can aitain priori�y over this Security �. i
<br /> �ns�rumen� �,ender naay g2�e Borrawer a no�iee identify�ng the �ien.�i#hin �Q days of�he da�e on which that ' �
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<br /> not�ce�s given, �onower shall sa�sfy the li�n.or tak�ane or more o��he actx.ons se� forth above in�his Sectian 4. '� '
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<br /> Lender rnay requir�Borrovver ta pay a one-t-�me charge far a real estate �tax verzfi�a�i��n andlar repor�.ng servxee � `
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<br /> used b�L�r�der�n cannect�vn �rith t�iis Loan, .
<br /> �= Praper� lnsuran��. �orrower shall k�ep t�.e impr�vements now e��stin.g or her�af�er�rected an the Pro�ae�y �. �
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<br /> i�.sured against loss by fi�e,ha�ards included �ri#�the term''���end�d caverage," and any other hazards '
<br /> jncluduxg, bu�nat�imited to,earthquakes and flaods, for vvhi�h Le�der requ�re� insurance. Th�s in�suran�e sha�� � ;
<br /> he main�a�z�ed�n�the arnounts �includi_n.g ded�c�ibie Ieve�s} and for the peria�s that�end�r r�quires. �S�LTha� Lender ` �
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<br /> re�uires pursuant to the pre�eding s�nt�nces can change during the terin of the Loan.The insuranGe carrier � �
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<br /> r�vidan the znsuran�e sha11 be cho�en � BQrrawer sub ect to Len�er's rY ht ta disa rove Barrower's choi�e � �
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<br /> which r�ght�hall n�t be exerc�sed u�reasonabXy. �ender ma�requir�Borrovr�er to pay,in conne�ti�� wrt h�his � '
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<br /> L�oan,ei�her: �a�a�ne��tim.�charge far flaod zone determinatian, cer�ificat�an an��racking sezv�ices; or�b}a ane- , ;
<br /> tir�a�charge for flood z�ne determination and �ertif catzon se�vic�s and subsequent charges each t�me ;
<br /> remappings or similar c}�a�ges ac�ur vvhiGh reasanab�y n�ght a�'ect such de�enmxn�t�an or�ertifxcation. B arrower . ;
<br /> sha1�a��o be respansib�e far the paym��nt of any fees imposed by the Fed�ra.�Emergency Manag�ment Ageacy :
<br /> in connectxan w�ith th.e revi�w af an�r f�aod zone�eterrninati�n resulting from an�bject�an by Bo�-ra�rer.
<br /> NESRASKA Single Family-Fannie Mae�Freddie Mac UNIFaRA1! [NSTRl1MENT Farm 3U28 11�1
<br /> �� v��s�� {��a��.aa
<br /> Wa1�e�s Kluwer Financ�al Services Page 5 of�5
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