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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />• L1v A / <br />eonard E Dubas <br />(Seal)"�'��� (Seal) <br />- Borrower Kath - en A Dubas - Borrower <br />201607115 <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DocMagfeeTWOM <br />www.docmagic.com <br />Form 3028 1/01 Page 13 of 14 <br />