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�- 2� 1 ��7�88 t ♦ ° r � f � � � LaT FqiJR t4}, BL�CK SI� �6], I�ILL & HUST�N'S ADDITI�N T� THE CITY aF GRAND ISLAND,HALL��UNTY,NEBRASKA. Prinr instrument reference: R�cvrded oa APRIL 15, ZUD� in INSTRUMENT N�, DZ4�2U4�75, of the �ffi��a�Records af HALL C�LTNTY,NEBRASI{A This Laan Modifica#ion Agreement �"Agreemen�"� is made an SEPTEM�ER G, 2015 by and betvveen Sarrower,as vbligor(s�,or as title holder�s}to the Properry,as the con�ext may require,and Lender.Borrawer's obligatians under the Not� are secured by a properly r�carded Mortgage, dated the same date as.the Note encumbering the Propert�.Borrawer agrees that,except as expressly modif ed in this Agreement,the Nate and the Martgage remain in full fvrce and effecf and are Wa1id, �iinding obligations upon Borrvwer, except as discharged rn Bankrupfcy,�nd are properly secured by the Property. If my representati�ns in Section 1,Bnrrower Representa�ians,continue to be true in all material respects,then this Agreement wi11 amend and supplement�1}the Martgage on the Property, and (2}�he N�te secured by the M�rtgage.The Mortgage and Nate together,as they may pre�iously ha�e been amended, are herea�er referred to as the"Loan Documents."Ca�pitalized terms used in this�greement and no�defined ha�e the meas�ing gi�en to them in the Lnan Documents. In consideration of the co�enants hereinai�er set fotth and for other good and �aluab�e cansi�eration, the reeeipt and suff iciency of which are hereby acknawledged, it is agreed as follows(no�wi�hstanding anything to the�ontrary in the Loan Documents}. I understand that after I sign and return two capies❑f this Agr�ement ta the Lender,the Lender will send me a signed copy of this Agreement. No�hing in this Agreement shall be und�r�tood ar construed to be a satisfactivn or release, in whole or in part of the Borrower's abligations under the Laan Documents. Further,except as otherwise spec�fically praWided in this Agreernent,the Loan Documents will remain unchanged,and Borrower and Lender will be bound by,and shall comply with,all of the terms and pra�isions thereof,as amended by this Agreement: 1. Borrower Representat�ons. I c�rtify,represent to Lender and agree: A. I am experiencing a financiat hardship, and as a result, �i} I am in default und�r �he Loan Documents, andlor�ii� I do not ha�e sufficient income or access to sufficient liquid assets to make the monthly mortgage payments n�w or in the near future; I did nflt intentionally or purpasefully default of the Mortgage L4an in order to vbtain a�oam m�dification; B. Under penaity of perjury, all documenfs and infarmation I ha�e provided to Lender in cannection with this Agreement, including the documents and infarmati�n regarding my eligibili�y for the madYf catian,are true and correct; �. If Lender requir�s me to o�tain credit caunseling in connection with the modification,I will do so; D. I have made or will make all payments required within this madification pracess; E. In consideration af the ca�enants hereinai�er set forth and for o�her good and Waluable c�nsideration, the receip� and sufficienCy of which are hereby acknowledged by the Parties, it is agreed as follaws�nvtwithstanding a.nything to the contrary in the Laan Documents}. Wells Farga�ustvm Nan HAMP U8262�1 b 3b8 g3��I Page�