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<br />Home Federal Savings & Loan
<br />P O Box 1009
<br />Grand Island, NE 68802
<br />DEED OF TRUST
<br />The above obligation is due and payable on October 01, 2017, if not paid earlier.
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<br />PARTIES: This Deed of Trust is made on October 24, 2016 among the Grantor, Maynard C Ritter, A SINGLE PERSON
<br />( "Borrower "), AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County,
<br />Nebraska ( "Trustee "), and the Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND
<br />ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCUST
<br />STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender ").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the real property, of which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future
<br />improvements thereon and all rights -of -way, easements, rents, issues, profits, income, tenements, hereditaments, privileges
<br />and any appurtenances thereunto belonging (all called the "property").
<br />PROPERTY ADDRESS: 4312 Sherwood Rd, Grand Island, NE 68803
<br />LEGAL DESCRIPTION:
<br />Lot Thirteen (13), Bishop Heights Subdivision, in the City of Grand Island, Hall County, Nebraska.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the
<br />convenants and agreements contained in this deed of trust and in any other document incorporated herein. Secured debt,
<br />as used in this deed of trust, includes any amounts Borrower owes to Lender under this deed of trust or under any
<br />instrument secured by this deed of trust, and all modifications, extensions and renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof):
<br />® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED October 24, 2016.
<br />❑ Future advances: The above amount is secured even though all or part of it may not yet be advanced.
<br />Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of
<br />trust is executed.
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances
<br />under the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is
<br />executed.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of
<br />$105,000.00, plus interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this
<br />deed of trust or to perform any of the covenants contained in this deed of trust, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the
<br />terms of that obligation. A Rider containing the terms under which the interest rate may vary is attached to this deed of
<br />trust and made a part hereof.
<br />Riders:
<br />❑ PUD ❑ Condominium ❑ ARM ❑ Other
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