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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Nicole M Sayles <br />GENERAL NOTARY - State of Nebraska <br />SARAH M. WILES <br />My Comm. Exp. June 19, 2019 <br />- Witness <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, N County ss: <br />21 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />IDS, Inc. - 30227 <br />October <br />I r1 <br />Not ary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Ed Jarosik; NMLS #: 470809 <br />201607074 <br />- Witness <br />(Seal) <br />- Borrower <br />The foregoing instrument was acknowledged before me this day of <br />2016 , by Nicole M Sayles. <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />My Commission Expires: June 19 , 2019 <br />Form 3028 1/01 <br />