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2� 1 ��7��2
<br /> LQAN#:1��3EM159498
<br /> or ground rents vn the Property, if an}�,and�ornmunity Associati�n Dues, Fees,and Assessm�nts, if
<br /> any.To th�ext�nt that the��ite�-ns are�scrvw Items, gvrrvwer-shali pay them in th�manner pra�id�d
<br /> in 5�ction 3.
<br /> Borr�wer shal�p�amp�ly dis�harge any lien�rh�ch ha�priority vver this S�curity Instrument unless
<br /> Bvrrower:�a�agre�s in wri�in�#v the p��Im�nt afthe obli�at�an secured b�the lien in a manneraGceptable
<br /> to Lend�r,but vnl�so long as Bor��wer is p�rforming�uch��r�em�nt;�b}�onte�ts the�ien in good faith
<br /> b�►,ar defends agains��nforc�men��f th�li�n in,lega[prvc�ed�ngs which in L�nder's apin�on operate to
<br /> prev�nt the enfar�em�nt af�he I��n while tha�e pra�eedin�s�re pen�ing,but vnly until suGh pr�ceed�ngs
<br /> ar��onclud�d;or(�}se�ures frvm the holde�vf th�li�n an a�re�ment��tis��ctvry ta Lender subordinating
<br /> th�lien tv th�s 5ecurity Instrum�nt.If Lender d�termir��s that any part af the Property is subj�ct tv a li�n
<br /> which can attain priarity over this Security lnstrument, Lender may�ive gorr��er� n�tice identify�ng
<br /> �h�lier�.Wi#hin'�0 da�s of th�date on whi�h that rtot�c�is��v�n, Borr�wer sha�l sa#isfy the lien�r tak�
<br /> �ne or mor��f the ac#ic�ns set f�rth ab4ve in�h�s�ec�ion 4.
<br /> Len�er may r�quir� Barrc�wer ta pa�r a on�-tim� �harge far a real estate tax verification andl4r
<br /> reporting s�rvice�sed by Lende�in Gannecti�n with this Loan.
<br /> 5. Prvperty Insu�an�e.Barrowershall keep�h�impravements n4w existing vr hereafter er�cted 4n
<br /> the Prvp�rt�insur�d against Ivs�by fire,ha�ards ir�clud�d within the�erm"ex#�nded c��era�e,"�nd any
<br /> o�her hazards inc�uding,but not�im��ed to,earthquakes and f�v�ds,fvrwhich Lender requires insuranc�.
<br /> This�nsuran�e shall b�maintained in the amounts��n�luding dedu�tible I���is�and far�he periads th�t
<br /> Lender requir�s. Wha# Lender r�quires pursuant to the prec�ding sent�nces can change during the
<br /> term of the Loan.The in�uranc�carri�r pra�iding the insuranc�shall be�hasen by Borr�w�r subj��t to
<br /> Lender's right to disapp�a�e Bvrrow�r's chaiee,wh��h right shall not b�exercised un�easona�ly.Len�er
<br /> may require Bo�r�wer to p�y, in conn�cti�n with#his Loan,either: �a}a Qne-time charge�or flood zone
<br /> determinatian,cer�ification and tracking serr�ices,ar�b�a�ne-time charge for fl�ad��ne de#erminativn
<br /> and ce�kificati�n se�vices�nd�ubs�quent ct�arg�s�aGh t�me remappings or similar Ghange�occur wh��h
<br /> r�asonabfy mi�ht a�Fect�u�h determinati�n or c�rtifi�ation. Bvrro�+v�r�h�il al�o b�res�onsibl�far the
<br /> payment of any fees impas�d by#h�Fed�ral Em�rg�ncy Manag�ment Ag�ncy in evnnec#�on w�th the
<br /> r�view of any fload zvne determina#ivn resulting fram an vbjection by B�rr�wer.
<br /> !f Bvrraw�r fail�#a maintain any af th��av�rag�s described abav�, Lender may�btain insu�ance
<br /> ���e�ag�,at Lender's option an� garrv�rer`��xp�n��. L�nder is un��r n�a�ligati�n to purchase any
<br /> particuiar type ar amount af�vverag�.There#ore,su�h cflv�rag�shal!c�v�r Lend�r,but might or might
<br /> na�pratect Borr�wer,Borr�avu�r's equi�y ir�the Pr�perty,or the cvnten�s of the Rrvp�rty,against any risl�,
<br /> haz�rd or iiability and might pravid�greater ar le5ser�aver�ge than was previousf�in efFect.Bvrrawer
<br /> acknowledges that#he cost v#the insurance�ov�rage so obtained might s�gnifi�antfy exceed th�cost
<br /> �f insuran�e that Borrow�r could ha�e o�tain�d.Any amaur�ts disbursed�y L�nd�r under this Section
<br /> 5 sha�l become ad�it�onal��bt of Borrower secured t�y this S�curity fnstrument.The�e�mounts sha�l
<br /> bear interest at the Note rate f�am the�at�of disbursement and shall be payable,with such interest,
<br /> upon nvtice from Lender ta Borrower requesting payrnent.
<br /> All insurance palicies requir�d by Lender and r�newals�a�such polic�es shal!be subj�ct ta Lender's
<br /> right ta disapprvv�such p�licies,sha�l include a standard mortgage ciause,and shall n�me Lend�r a�s
<br /> mortgagee andlor as an additianal��ss Ray�e.Lende�-shail hav�the rightt�hold the policies and renewal
<br /> certificates.�f Lender requires,Barrower�hall prompt�y give t�L�nder al�receipts of pa�d prem�ums and
<br /> r�newal notices.If 6�rr��ver ahtair�s any form�f insuran�e covera��,n4t athennrise requir�d by L�nder,
<br /> for d�mag�ta,��d�struction of,the Propert�,such policy shal��nc�ud�a�tandard mo�#�age clause and
<br /> sf�all name L�nde�as mvrtgagee andl�r as an ad�itiQnal lass pay�e.
<br /> In the�ven�of loss, Bo�-rawer shall�ive p�ampt noti�e tv the insurance carri�r and Lender. �ender
<br /> may mak�pro�f af lass if n�t made prvmptly by Borrower.Un1�ss L�nder and Barrower atherw�se agr�e
<br /> in writing, any insuranc�pr��e�ds,whether ar n�t�h�underiying inSuranc��vas re�uired by Lend�r,
<br /> shall be�ppiied�❑restoration ar repair af the Praperty,if the restoration or repair is��onomically feasihle
<br /> and L�nd�r's security is na�lessen�d.❑uring such repair�n�restaratian period,L�nd�r shall hav�the
<br /> righ�to hald�uch insuranc��roceed�until L�nder has had an appartunity t�inspect such Prope�ty ta
<br /> ensure#he wark has b��n cor�pl�#ed to L�nder's sat�s�acti�n, pravid�d that such �nspection shal! be
<br /> undertaken promptly.Lender may disburs�pracee��fa�th�r�pairs and restoration in a single payment
<br /> or in a seri�s�#progress p�ym�nts as th��r�rk is c�mp�eted.Unfess an a�r��ment is mad�irt wrifiing�r
<br /> Appli�able La�r requires interes#to be paid�n such in�uranG�Rr�ce�d�,Lender shall nat be rEquired t�
<br /> �ay gorrawer any int�rest ar�ar-nings on such�rviceeds.F�es for public adjusters,vr a�her thir�pa�ties,
<br /> retained�y B�rrQwer shall nvt I�e paid vut vf th�insurance praceeds and shall b�the svla ab�iga�ion af
<br /> Borrower.If the restorativn ar repair�s not ecan�mi�ally�easibte ar Lend��'s�ecurity w�u�d be I�ss�n�d,
<br /> �he insuran�e prac��ds shall be applied to the sum�s�cur�d by th�s�ecuri#y Instrument, whether vr
<br /> not then du�,with the�xc�ss,if�any,paid ta Barrawe�:5uch insurance prv��eds sha�i b�applied in�h�
<br /> Qrder pra�ided fiar in Section 2.
<br /> If Bvrrawer abandons the Praperty, Lender may fi�e, n�gat�ate and settle any availak�l�insurance
<br /> claim and related matt�rs.If Borrawer do�s not respond w�thin 3�day�ta a noti�e fram L�nd�r th�t the
<br /> �nsuranc�carrier has a�Fered to settl�a claim,then Lender rnay negatiate and s�t�ie th�claim.The�0-
<br /> day period will�egin when the no#ice is giv�n. !n�ither event,�r if Lender acquires th�Pr� �rty under
<br /> lnitials: -
<br /> NEBRA5FCA--Single Famiiy--Fannie Al�aelFreddie Ma�UNIF�RAA INSTR�MEMT Farm 3�28 4i�1
<br /> EIEie Mae,Inc. Page�af�1 NEEDEED �3�5
<br /> NEEDEE❑(CLS�
<br /> 10111I2�15 12:D5 PM PST
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