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<br /> The Funds sha11 be held in an institution whase de�osits�.re insured�y a federal agency, instrumentalit�,or
<br /> entity�in�luding Lender,�f Lender is an institution whose d�posits are so insured�or in any Fed�ral Home
<br /> Loan Bank. Lender shat�apply the Funds to pay the Escrov���ems no tater�han the time speci�ed under
<br /> RESPA. Lender sha�i not charge Borrower far holding and applying;the Funds,annuat�y analyz�ng the
<br /> escro�a���ount,or�erif�ing the Escrow It�ms,�n�ess Lender pays Borr��ver interest on the�unds and
<br /> Applicable Law permits Lender to make sueh a charge.Unless an agre�ment is made in writing or
<br /> Applicable Law require�interes�to be paid on the Funds,Lender shal�not be requi.red to pay Borro�ver any
<br /> interest or earnings on the Funds. Borrower and L�nder can agree in writing,h��vever,that interest sha11 be
<br /> paid�n the Funds. Lender sha11 give to Borro�ver,w�thout charge, an annual accounting af�he Funds as
<br /> required by RESPA,
<br /> If there is a surplus of Funds he�d in escro�v,as defined under RE�PA,Len�ear shal�account ta Borrower far
<br /> the excess funds in accordance`uith RESPA. If there is a shortag�of Funds he�d in escrow,as def�ned under
<br /> RESPA,Lender sha���.otify Borrower as requued by RESPA,and Borrovver shall pay to Lender the amvunt
<br /> necessar�to make up the shortage in accordance�v�th RESPA,but in no�nore than 1�month�y payments. If
<br /> ther�is a deficiency of Fu�.ds held in�scr�w,as defined under RESPA,Lender sha11 notify Borrovver as
<br /> required b�RESPA,and Barrv��r sha�1 pay to Lender the amaunt necessary to make up the deficiency in
<br /> accordance�vith RESPA,but in no mare than 12 monthly payments.
<br /> Upon paymen�in fut�of all sums secured by this Security Instrument,Lender sha11 pr�mptly refund to
<br /> F3orrower any Funds held by Lender.
<br /> 4. Charges;Li�ns.Borra�ver shal�pay a11 ta.xes, asse�sments, charges, fines, and impositions at�ributab��ta
<br /> the Propert�which can attain priority over this S�curity Instrumen�, leasehold payments or ground rents on
<br /> the Property, if any,and Community Associatic�n II7�es,Fees,and Assessments, if any. To the�x�ent that
<br /> these items are Escrow Items,Borr�wer shall pay them in the manner provided in Section 3.
<br /> Borrower shall promptly dischar�e any lien which has priari�v�er this�ecurity Instrument unless
<br /> Borrow�r: �a}agrees in writing to the payment of the obligatian seGured by the lien in a manner acceptable
<br /> to Lender,but anly so long as Borrower�s perform��g such agreement; �b}cont�sts the lien in good faith by,
<br /> or defends against enforcement af the lien in, legal praceedings which in Lender's opinion op�rate ta pre�ent
<br /> th�enfarcement of the iien whi1�those pr�ceedings are pending,but only until such praceedin�s are
<br /> concluded;or�c�secures from the holder of the lien an agreement satisfactory to Lender subordinating the
<br /> lien�o this��curity Instrument. If Lender d�termines�hat any part of the Property is subject to a lien�hich
<br /> can attain priority over this Secu.rity Instrument,Lender may gi��Sorro�rer a notice identifying the 1ien.
<br /> Within 1�days of the date on which that notice is g�ven,Borrower sha11 satisfy the lien or take one or more
<br /> of the actions set forth above i�this Sectian 4.
<br /> Lender may require Borrower to pay a one-time charge fvr a real es�ta�e tax ver�fication andlor reporting
<br /> ser�ice used by Lender in conrzection with this Loan.
<br /> a. P ro pe rty 1 n�u ran�e.Borro�er shall k�e�t������ravements now existing or hereai��r erected on the
<br /> Property i�sure�aga�nst�oss by fire,�azards included within the term"extended cov�rage,"and an�other
<br /> hazards including,but not limited to,�arthquakes and floods, for which Lender requires insurance. Th�s
<br /> insurance sha11 be maintained in�he amaunts(including d�ductible levels}an�.for the p�riods that Lender
<br /> requires. What Lender requires pursuant to the preceding sentences can change during th�term of the Loan.
<br /> The insurance carrier providing the insurance sha��be chosen by Borrower subj ect ta Lender's ri�ht to
<br /> disapprove Borr�wer's choice,whi�h right s�a11 not be exercised unreasanably.Lender may require
<br /> �orrower to pay, in con.nectian�vith this Loan, either: (a}a one--time char�e for flood zone determin.a�ion,
<br /> cer�if�cat�on and tracking ser�ices;�r�b}a one-tirne charge far flood zone deterrnination and c�rtification
<br /> NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFQRM INSTRUMENT WITH tIJIERS Form 302$1141
<br /> VMP� VMP6A(IdE}[9342}.44
<br /> Walters Kluwer Financial Services Page S of 97
<br /> q�3363514655 ��33 515 4617
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