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2� 1 ��7��� <br /> {C} "Lender"is�Ui Ci�en �oans I nc. <br /> . <br /> Lender is a Corporat�an <br /> organized and ex�sting under the laws of th� State af M1�h�g�n , <br /> Lender's address is 105� �o���ard �ve, Detroi t, MI 48���-19�� <br /> �D} **Truste�" is F� r�t Arner��an T�t�e <br /> �E� "�lERS" �s Mvrtga��El��ctrani�Registration S�stemss Inc. MERS is a s�parate corporation that is acting <br /> solely as a nominee for Lender a.nd Lender's successors and assigns. MERS is the beneficiar�ur�der this <br /> Securit�Instrum���. ��RS��organ�zed and ex�st�ng u�der tbe�au��o�Delaware, and has ar�address and <br /> telephon�number of P,�.Box 2U26,Flint,MI 48501-2�26,tel. (888}679-MERS. <br /> �F} "N ate" means the pxomis�ory note s�gned by B�rrower and dated �c to b e r 1�, ��1� , The Note <br /> s�ates that Borro�er o�es Lender D n e H U�1 d r�d T h 1 r'ty T��3 T h D U S�n�I E 1 g h t <br /> Hur�dred and ��11�D <br /> Dallars(U.S. $ 1��,$��.�� )plus interest. Borro�ver has promised to pay this debt in regular <br /> Periodic�'ayments and to pay the debt in fu11 nat later than N o v em b e r 1, ��4� . <br /> �G} "Property"means the proper�that is des�ribed below under the heading"Transfer of Rights in the <br /> Prop erty." <br /> �H} "Lt��n"means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br /> under the Note,and a��sums due under thi�S�curity Instrur�ent,p�u�in�eres�. <br /> ��} �Rit�ers"means a�l R�ders to this Secu.ri��nstrun�ent that are executed by Borrower. The fo�lowing Riders <br /> are to be e�ecuted by Bor�ov�er�check box as applxcable}: <br /> C]Adjustable Rate Rider 0 Con�ominium Rider 0 Secand Hame��der <br /> Q�al�oon Rider �Planned Unit I]e�re�opment Rider ❑ 1-4 Family Rider <br /> �VA R�der C]Bi�reekly Payment Rider ��ther(s}[s�e�ify� <br /> Le�al Attached <br /> �J} "Apptica�le�.aw" means a1�con�rfl�ting applicab�e federa�, state and�ocai s�.tutes, �-egu�at�o�s, <br /> ardinances and adm�n�s�rative rules and orders�tha�have the effect of law}as well as all applicable final, <br /> non-ap�ealable judicial op�nions. <br /> �K} "Gamm�nit�Associat�onDues, Fees,and Assessments"means all d�es, fees, assessments and o�her <br /> charges that are imposed on Borravver or the Propert�by a condamin.ium association,hameow�ers <br /> assQciat�on or sYmi�ar org���za��on. <br /> �L� "E I e�t ra r�i c F u n d s T ra n sfe r"means any transfer o f funds, o�her than a transaction Qri gina�ed by check, <br /> draft,or similar paper instrument,w�xich is initiated through an electronic terminal,te�ephonic instrument, <br /> camputer,or magn�tic�a.�ae sa as ta�rder, instruct, or authorize a financial institutian to debi�or credit an <br /> acc�unt. Such term includes,but is not 1i�nited t�,point-af-�a1e transfers,automated teller machine <br /> transacti�ns,transfers ini�}ated�ay�el�phone,wire tran�fers,and automat�d elearinghou�e transfers. <br /> �M� "Escrow Items"r�eans those items that are des�ri�ed in Sectian 3. <br /> NE8RA5KA�Single Family-Fannie MaelFreddie Mac LINIFURM IIdSTRUMENT WiTH MERS Form 3028 11�1 <br /> 1/Mp� VMPfiA�NE}(1342�.44 <br /> Wvlters Klwver Financial Services Pa9e 2 of�? <br /> qQ33G3614665 4233 515 4217 <br />