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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />"A-A 6- 5 *- <br />Randy D Shaffer <br />STATE OF NEBRASKA, <br />fia ll <br />- Witness <br />T1 �a „f regoing instrument was acknowledged before <br />/eV 1, o , by Randy D Shaffer. <br />Witness my hand and notarial seal at <br />My Commission Expires: 04 it g( 94 ICJ <br />GENERAL NOTARY- State of Nebraska <br />JENNIFER R. FISCHER <br />My Comm. Exp. October 28, 2019 <br />(Seal) <br />-Borrower <br />Loan originator (organization): Exchange Bank; NMLS <br />Loan originator (individual): Kari Rogers; NMLS #: 81 <br />NEBRASKA Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Inc. -31639 <br />County ss: (�, <br />me this 1 day of Wther <br />in said County, the date aforesaid. <br />201606990 <br />- Witness <br />(Seal) <br />- Borrower <br />tary Publi <br />1384 <br />Form 3028 1101 <br />