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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />7655 Pioneers Blvd <br />Lincoln, NEBRASKA 68506 <br />This instrument was prepared by: <br />Exchange Bank <br />7655 Pioneers Blvd <br />Lincoln, NEBRASKA 68506 <br />402 - 328 -8527 <br />IDS, Inc. - 31639 <br />DEED OF TRUST <br />r <br />Initials A <br />[Space Above This Line For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 14, 2016, together with all Riders to this <br />document. <br />(B) "Borrower" is Randy D Shaffer, a single person. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of NEBRASKA. <br />Lender's address is 7655 Pioneers Blvd, Lincoln, NEBRASKA 68506. Lender is the beneficiary under this Security <br />Instrument. <br />(D) "Trustee" is West Gate Bank. <br />Trustee's address is 6003 Old Cheney Road, Lincoln, Lancaster County NEBRASKA 68516. <br />(E) "Note" means the promissory note signed by Borrower and dated October 14, 2016. The Note states that Borrower <br />owes Lender FIFTY-EIGHT THOUSAND AND NO/100 Dollars (U.S. $58,000.00) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than November 1, 2031. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Pagel of 13 <br />