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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />A drew W Lambing <br />My Commission Expires: <br />IDS, Inc. - 31639 <br />- Witness <br />STATE OF NEBRASKA, Hall County ss: <br />The fforfpgoing instrument was acknowledged before me this ` day of akk <br />/(o , by Andrew W Lambi and a J,4am ing. <br />Witness my hand and notarial seal at (✓a /©L1 in said County, the date aforesaid. <br />a/9 <br />GENERAL NOTARY • State of Nebraska <br />MARNEE SCHAGER SUNDERMEIER <br />My Comm. E. Septeniber 8, 2019 <br />(Seat) <br />- Borrower Lea C Lam ' mg <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Matthew Aaron Brazil; NMLS #: 1432733 <br />201606986 <br />- Witness <br />(Seal) <br />- Borrower <br />NEBRASKA - Single Family - Fannie MaelFreddie Mao UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />