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2� 1 ��959 Any amounts disbursed by Lender under�his 5ection 9 sha11�aecome additional debt of Borra�er secured by this Se�urity Instrument. These amoun�s sha�l bear interest at th�Note rate from the date of disbursement and shail be pa�able,�vith such inter�st,upfln notice from L�nder to Borro��r requesting payment. If thi�Security I�strument is�n a leasehold,Borrower sha�l c�mp�y with a11 the pravis�ons t�f the �ease. If Borrower aGquires fee title ta the�'raperty,the leasehold and the fee title�hall not n�erge unless Lender agrees to the merger in writing. 'I�. I�Aortga�e Insurance.I�Lender required Mortgage Insurance as a condition�f making the Loan, Borrawer sha11 pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason,the 11�Ior�gage In.surance coverage requued by Leader ceases to be availab�e from the mortgage insurer that previo�asly pr�vid�d such insurance and F3a�rativer was requirect to make separately�.esignat�d payments toward the premiums for Mortgage Insuran�e,Borrawer sha�1 pay the premiums requir�d to obtain co�erage substan�ially equivaten�to the Mortgage Insurance previously in effect,at a cost substantia�ly equrvalent ta the cost to��rrawer of the M�rtgage Insurance previously in effect,from an alternate rnortgage insurer se�ected by Lender. If subs#ant�all}�equivalent Mortgage Insuranee coverage is not available,�orro�ver sha11 c�ntinue to pay ta Lender�he amount of th�s�parately designated payments that were due when the insuran�e co�erage ceased to be in effect. Lender�vi�i accept,use and retain th�se payments as a non-refundable 1�ss reserve�n lieu af M�rt�age Insurance. Such loss rese�ve sha11 be non-refu�dable, not�iths�andin�the fact that the Loan is ultimately paid in futl,and Lender sha11 no�be required to pa� Borrower any interest or earnings on such lnss reser�e. Len.der can no longer require loss reser��payments if Mort�a��Insurance Goverage(in the amaunt and for the period that Lender requires}provided by an insurer selected by Lender again becomes availab��,is obta.ined,and L�n�1e��equires separate�y d�signated paymen�s�oward the prerniums far Mortgage Insurance. If Lender required Mortgage Insurance as a condition�f making�he Loan and Borrower was requued ta make separately designated payments to�uard the premiums for Mortgage Insurance,Borro�ver sha11 pay the premiums required to maintain Martgage Insurance in effect,or to provide a non-refundable loss reserve,until Lender's requirement for Mortgage �nsuranc�ends in a�corda�ace�v�th any written agre�ment be�t►�een Borrow�r and Lender providing for such termination or�ntil termination is re�uired by Applicable Law.��thing in this Section 1 D affecfis Barraw�r's ob�igation ta pay interest at the rate pra�ided in the Note. Mortgage Insurance reimburses Lender�or any entity that purchases th�Note)for cear�ain losses it may incur if Borrower does not repa}�the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate th�ir total risl��n a�l such insuranc�in farce fram time to t�me,and may e��er int�agreements with other parties that share or modify their risk,or reduce losses. These agreements are on terms and conditions that are satisfac�ory t�the mortgage insur�r and the other party(or parties}t�these agre�men�s. These agr�ernents may require the mortgage insur�r to ma.ke pa�ments using any svurce of funds that the mortgage insurer may have available[which may includ�funds ob�ained fr�m Mortgage Insu.rance premiums}. A�a result of these agreerr�ents,Lender,any purchaser of the Note,another insurer,any re�nsurer,any other entity,or an�affiliat�of an�af the fo�r�go�ng,may rece�ve�dir��tly or�ndir�ctly�amounts that derive from(or might be characterized as)a portion of�anow�r's payments for Mortgag�Insurance, in exchange for sharing or rnodifying the mortgag�insurer's risk,or reducing Iosses.If�uch agreemen� provid�s that an affiliate of L�nder�es a shaxe of�he insurer's risk in exchange for a share of the pr�miums paid�v the insurer,the arrangement is often termed"captive rein.surance."Further: q0335i79�581 Q�33 �G5 � 17 NEBRASKA-5ingle Family-Fannie MaelFreddie Mac UNIFaRM fNSTRUMENT WiTH MERS Farm 3428�tf4� VMP @ VMP6A(NE}(1342}.�4 Wolter^�Kluwer Financial Services Page J of 1?