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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />ent K Koch <br />IDS, Inc. - 31639 <br />My Commission Expires: <br />-Witness <br />9. ao ct <br />GENERAL NOTARY- State of Nebraska <br />JENNIFER R. FISCHER <br />My Comm. Exp. October 28, 2019 <br />(Seal) <br />Loan originator (organization): Exchange Bank; NMLS <br />Loan originator (individual): Matthew Aaron Brazil; N <br />- Borrower Kacey E oc <br />STATE OF NEBRASKA, Hall County ss:ll <br />The foregoing instrument was acknowledged before me this / 1 day of V `" v beA <br />01(p , by Kent K Koch and Kacey E Koch. <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />tary Pub <br />1384 <br />#: 1432733 <br />201606944 <br />- Witness <br />(Seal) <br />- Borrower <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />Page 13 of 13 <br />