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2� 1 ���875 <br /> . _ . <br /> � <br /> . <br /> � <br /> E. Le�ider will forgi�e outstanding I�SF Fees U.S. $a.dU. <br /> F. Lender agree�to wai�e all iinpaid Late�harges in the amount of LJ.S. �3D6.3F. <br /> G. Th�amount af interest�o be iticluded(capitalized}will be L�.S. $934.68. <br /> H. The amount of the Escrow Ad�an�e�o be capital�zed will be U.S.$2,�ZZ.75. <br /> �. Additianal Agreements. <br /> �agree to the fo�Iowing: <br /> A. If applicable, the Nate may cantain prowisions a��o�ving for cltanges i1i the interest rate ar�d �he <br /> month�y payment. The Note 1 i mits the arnount�he Borrourer's interest ra�te can change at any one <br /> time and the maximum rate the Barrower� rnust pay. <br /> B. If a biweekly loan, the Loan vtirill con�ert to a monthly payment schedule. References in the Laan <br /> D�cuments to "biwe�kIy," y`�V�T�J �WD weeks," and "every other Monday" shall be rea� as <br /> "monthly,"except as it relates to the Modifie�1Vlaturity I3ate. Interest will be charged an a 3G�-day <br /> year, dir�id�d in�o twelve �I Z� segments. Interest charged at a�l ather times will be computed by <br /> multiplying the interest bearing principal balance by the interest rate,di�iding the result by 3b5,and <br /> then multiplyiz�g that daily interest amount by the actual number vf days for whic�i interest is then <br /> due. As part of the c�nWersion from biweekly to mon�hiy paym�nts, an� automatic withdrawal of <br /> payments(at�ta drafting�in effect v�ri�h Lender far�he Loan are cancelled. <br /> C. Funds for Escrow Items. I will pay �a Lender nn the day payments are due under tlie Loan <br /> Documents as amended by this Agreemei�t, uY�til the Loan is paid ir� full, a sum �the "Funds"} ta <br /> pro�ide for pa�ment of amounts due for: �a)taxes and assessments and otl�er items which can attain <br /> priority o�er the Mortgage as a lien or �ncumbranee on the Property; �b) leasehold payments or <br /> ground rents on the Property, if any; ��} premiums for any and alI insurance required by Lender <br /> under the L�a�i Documents; (d} marCgage insurance premiums, if any, or any sums payable t� <br /> Lender i�l lieu of the paymerit vf mortgage insurance pr�miums in accorda2�ce with the Loan <br /> Documents; and �e} any community assaciation due�,fees, and assessmenfis that Lender requir�s to <br /> be escrowed.These itetns are ca[led "Escrow Items." I shall promptly furnish to L�nder al� natices <br /> of arnounts to be paid ui�der this Section 4.E.I shall pay Lender the Funds for Escrow Items unless <br /> Lender waiWes my obligation to pay t��e Funds fnr any or a11 Escrow Items. Lender may waa�e my <br /> ab�igation to pay to Lender Funds far any or al� Escrow Items at any time. Any such wai�er may <br /> at11y be in writing. xn t��e e�ent af such waiWer, I sha�l pay direct�y, when and where payab�e, the <br /> an7ou��ts due for any Escrow Items for«rhich payment of Funds has been waived by Lender and, �f <br /> Lender requires, shajl furnish ta Lender receipts e�idencing such payment within sucll Yime period <br /> as Lender may require. My ob�igation to make such payments and to prov�de rec�ipts shall far all <br /> purposes be deemed to be a covenant and Agreernent con�a�ned in the Loan Documents, as the <br /> phrase"covenant and Agreement" is used �n tl�e Loan D�cumeitts. If I am obligated to pay Escro�r <br /> �ten�s directly, pursuant to a waiver, and i fail to pay the amount due far an Escraw Itern, Lender <br /> may exercise its rights under the Loan Documents and this Agr�ement and pay such amount and l <br /> shall then be obligated to repay ta Lender any such amount. Lender may r��oke tl�e waiver as ta <br /> any or a��Escrow�tems at ai�y tirne by a notice g�ven in aceardance with the L�aii Documen�s,and, <br /> upon such re�acat�on, I sha�l pay to Lender a�� Funds, and in such amounts, that ar� then requ�red <br /> undei•this Section 4.E. <br /> Wells Farg�Custoin Non HAMP�82b2�I G_36$ 936�����[������ll� <br /> �'�ge 4 <br />