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2� 1 ��875 � ., . . r4 • 1 4 Prior instrument referenCe; Recarded on DECEMBER 10, 2D1� in INSTRUIVIENT N�, 2U121a431, of the�fficial Records of HALL��l]NTY�NEBRASKA This Laan Modificati�n Agreement �"Agreement"} is made vn SEPTEMBER Z0, 24�6 by and between Borrawer,as obligor�s},or as title holde�r�s}to the Praperty,as the conte�t may require,and Lender.Borrower's ob�igatioils und�r �he Note are secured by a properly recorded Mortgage, dated the same dafe as the Note et�cumbering t��e P�aperty.Borrower agrees that, except as expressly modified in this Agreement,the Nate and the Mortgage r�rnain ;n full farce and �ffect and are �aiid, binding obligations upon Barrower, except as discharged in Bankruptcy,and are properly 5e�ured by the Properly. I f my represe�itati�ns in 5ection I,Borro�rer Representations,continue#o be true in aj 1 ma�erial respects, then this Agreement wi�l amend and supplement{1}the M�rtgage on the Property, and �2�the N�te secured by the Mortgage. The Mortgage and Note tagether,as they may previously have been amended, are hereafter referred to as the"L�aii Doeuments."�apita�i�ed terms used in this Agreement and not defined ha��the meaning given to tliem ii�the Loan Documents. In cansideration of the co�enants ��ereinafter set forth and for o�her goad and va�uable cans�deration, the receipt aiid sufficiency of r�vhi�h are hereby acl�nowledged, it is agreed as follows�no�withstanding anything ta tl�e cantrary in�he Lnan Document�}. I understat�d that af�er I sign and return two��pies of this Agreement to the Lender,the Lender wi�l send me a signed copy of this Agreem�nt. Nothing in fhis Agreement shall be undersfiood or construed to be a satisfactifln or release, in whole or in part of the Barrawer's obligations under the Loan L]�cuments. Fur-�her,�xcept as o�hervrrise specifically pro�id�d in �l�is Agreetn�nt,the Loar� Dacuments will rernai�i urtchanged, and Borrov►rer and Lender w�I� be bound by,and shall comp�y with,a!1 of the terms and pro�isions thereof,as arnended by tliis Agreement: �. Borrower Represenfa�ions. I certi fy,represent ta Lender and agree: A. I ain experiencing a financial hardship, and as a result, (i} I am in �efault under th� Loan Documents, andlor(ii} I do not haWe sufficient incame❑r access to sufficient liauid assets to make �he morlthly mor�gage payments now or iri the n�ar future; I did not intentionally or purpasefully default of the Mat�gage Lvan in❑rder to abtain a loan modification; B. Under penalty of perjury, all documents and informatian I ha�e pra�ided ta Lender in c�niiection with tl�i5 Agreement, including the d�cuments and informati�n regarding my eligibility far th� modification,are true and carrect; �. If Lender requires me�o obtain credit counseling in connection with the madificatian,I wi[�do so; D. I ha�e made or will make all payments reQuired within this modification process; E. In cansideratian of �he covenants h�re�nafter set fortli and for o�h�r good and vaivable cansidera�i�n, the rece�pt and suff ciency of which are hereby acknowledged by the Part�es, it is agreed a5 fallows(i�otwithstanding anything to the contrary it�the Loan Documen�s}. 2. The Modificatian. V4�ells Fargo L ustom Non HAMP D8262D 1 b_3G8 936 I�� Page 2