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� -- � � , D. iJAIiFaR1N S%�i1aZi7'Y IAI3Tit31�i"'n,YT; �iiYF.��IiPIG LAW;S�'EYi,aHiI.l3'Y � . Uniform Caven�nt 1�of the Security lnstrument is amended ta read as follows: � 1S. U�Iton��dty I�tra�t;Gorc�in[.w�r;SevenMllry.This form of Security Insuumont combincs unifarm covenants for national use �nd naa•1111IPOrli1 COv�q�llip w�LI1 IIlll�tlfl VATIdtj011S bY jpI1SdIC1I011 tP COAS1J�UtC a U11�fOilq SCCLTIIy �ASlRUiiCfll COVGTIiI$iCA{ j1fPDC(�.Thls � Security In�trument shaU be governed by Federal law and the law of the Jurisdiction in which the Property is l�cated.ln the event that any � • provision or ciause of this Security Instrament or the Note contIicu with applicable law,such conflict shall not affect other provisions of this Secudty Instrument or the Note whlch can 6e given effect without the conflicting provislon,c�nd ta this end the provisions of th9s Security . � Instrument and the Note ue declued to bc severable. ' E. TRANSFER OF THE PROPERTY OR A HENEF[C1AL 1NI"EAFST IN BORROWEIt Uniform Covenant 17 of the Secwity Insuument is amended to read as follows: 17. 7'ntiter o(t�e Property or a Haeliclal isterat ia Harrower.If aU or any part of the Property or an inte:est therein is sold or transferred (or if a beneficlal interat ia Borrower is sold or transferred and Borrovrer is not a natural person)without I.snder's prior wsitten consent, � Lender may.at Lender's op�lon,declare all the sums secured by this Securlty Instrument to be immediately due and pajrable. Hawever,this option sh�ll�ot be exercised by Lender if exerclse is not authorized by Federal law.l,onder may waive the exercise of thls option if:(a)Borrower aiusa to be submitted to Leader information requ9red by Lender to evaluate thc intended transferee as if a new loan were being mtde to the transiera;and(b)Lender reuonabiy detem►ines that Lender's security will not be impaired by the loan assumprion and that the dsk of the bra�ch of su�y covenxnt or Agrament in thls Security lastrument is acceptable to Lender. To the eactrnt permitted by applicable law.Lender may charge a reasonable fa as a condition to Lender's conseat to tha loan assumpUon. � Lendu may xiso roquire the uansfera to keep aU the promises and agreements made in the Note and in th9s Security Instrumeni. "lf Lender eaercises such option ta acalerate,Lender shall mail Borrower notia of acceleration in accordance with paragraph 14 hereof. ' Such nodoe shall provide a pedod of not less than 30 days from the date the nodce is mailed within which Borrower may pay the sums declsired • due. If Borrower faits to pay such sum3 prior to the explration of such pedai,Lender may,without futther notice or demand on Borrower, • invoke any remedla permitted by this Security Instrument." ___ _, "Notwithstandin�t a sale or transfer,Bonower will continue to be obligated under the Note and this Security Instrument ualess Lender has released Bonower in wrlting." . � F. LOAN CHANGES , • � If the loan securod by the Security Instrument is subject to a law which sets maximum loan charges.and that law is finally interpreted so ? � ; th�t the interesi or other loan charges coAectcd or to be collected in connecdon with the loan exceed nermitted limits,then:(1)anv such lo�n _�; • chuge shall be reduced by the amaunt nooessary to reducx tha charge to the permitted limit;and(2)any sums already coqected from borrower ` � ' which exceeded y �� permiaed limits wiU be refunded to Borrower.Lender may choosc to make this refund b reducing the principal owed under the t -� Note or by maldng a direct payment to Borrower.If a refund reduces principal,the reduction will be treated as a partial prepayment under the — Note. ° IN WITNES9 W1�REOF,Borro�er Y�s ea�ecated thls AdjustsbkR�te Rlder. - � ' ^ ' � �� lY-_� O ROWER illiam A. Scott ' i ' �,�.�.� .� �� sORROwER Kimberly A. Scott � :�• . ,.�_ � ,.�. � +��._ '• (Seal) � BORROWER . . (SIGN ORIGINAL ONL1� _ T , L.'i '� ✓% � � �:.) ^1 .. '' . C.: . ' � R, ..} `-- . . I � � f�1 � � � : •• `� � � _-__ - T � �� ,�� � ' ' '`"� - �j � �� • � � Z I � A S •.y . ' 3 a"�� _ � r T N v � '� _ ' t�.� . . �"' w � � V► } ,-, _ °-1 --- � � � �:� r ,J -� 0 L � �� � �!'lif�� (�� h --- \ � _ �� ,/t s J r � �f\� Ir. a : � . e ,t r ��J �., �.�''; �, � _._..� , . ��;;;� '� , .'0'�,t;-� t , R� l.![t . •.t f�t ''