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2� 1 ���81 � <br /> �C} "�ender"is Qu7 cl��n L.oans I rl�. <br /> Lender is a �orporat�on � <br /> organized and existing under the laws of" ��.h e �t a�� o f M�c h�g a n . <br /> Lender's address is 1�5� Woodward �ve, D�trD��, M� 4�3���--19d� <br /> {D} "Trust�e" is F�i rst Arneri��n T1t1� <br /> �E} "MERS'+ is Mortgage �Iec:tronic I�egistra�ion�yst�ms, Inc. M�RS is a separa�e corpora�.ion that is ac�ing <br /> sale�y as a nomin�e for Lender atid Lend�r's successor�and assigns. M��I�S is the bcnefiCi�ry undcr t�ais <br /> Securixy Instrument. M�RS is organized and�xisting under the laws af Dela�tvare, and has an address and <br /> telephone number af P.�. F3ox 2DZG, Flint, M�485[71-2�2G,tel. (S$8)�i79-ME�S. <br /> �F� "Nate" mearts thc promis�ory note sig�lcd by Borrowcr and datcd �c tob�r 4, ��1� . 7`hc�l'otc <br /> states t��at Borr�wer o��es Le�ider S�Vent� SeV��I ThaUSand S1 x Hundred c��1C� <br /> ��I1�� <br /> 17ollars�U.S. � ��,���.�� }pltzs i��terest. Borrower�ias prorrzised to pay t�ris deb�i��r��;tilar <br /> Period ic Payments a.n.d to pay the d ebt in tu 11 Y�or�a��r than N o v ern b e r 1, ���� . <br /> �G� "Property"means the property that is�escribe�below under the heading"Transfer of I�ights i���.he <br /> Property." <br /> �H} "Loan"'mcans the dcbt c�idcnced by thc Not�, plt�s in�eres�, any prepayi�ncnt chargcs and late chargcs du� <br /> und�r the Note,and al1 surns due under this Security Instrument, pltis interest. <br /> ��� "Riders"m�ans all k�ders xo this Security Inst�r��ment that are execut�d by F3ox�o«er. "I,he following l�iders <br /> are ta be executed by Box-ro��er�check box as applicable�: <br /> �Adjustable I�ate Rider 0 Condo�nini��m Rider 0 Secand�-�ome�ider <br /> 0 Balloon Rider � Planned U�nit Devc�op�nent Ridcr C] 1-4 Family Rider <br /> 0 VA Rider � B�w�ekly Pa�rment Rider � �ther�s) [specify] <br /> �egal Attached <br /> �J} "Appl��ableLaw" rneal�s a1��oa�trollin�app�icable federal, stat.e ar�d local s�atutes, re�ulatioX�s, <br /> ordinances�nd a�ministrative rules�n�orders(that ha�e the�ffe�t�f la��)as�vel��s all app�ica�le final, <br /> non-appeal�.ble judiciat opinions. <br /> 4K} "CvmmunityAssociationDues, Fees,and Assessments"means al1 d�.�es, fees, assess�n�nts and othex- <br /> char�es that ar� zmposed oIl Bo�`r�wer or the �'r�pei-ty by a�onc�vminium assc�ciati��1, hc�mec�wners <br /> association or similar organization. - <br /> tL} "E�ectronic�`undsTransfer"mean�any 1�ransf�r of fi�nds, other than a �ransaction originated by check, <br /> �rat't,or simi�ar paper instru�ner�t,whi�h is il�itiated throug�a��electra��ic�e�m�r�al,telephonic il�stilxmen�, <br /> computer,or magnetic�ape sa as�o order, i��stl�ct,or authoriTe a f�nailcial ir�sti�ution ta debit or cred�t at� <br /> a��oui�t. Such term in�ludes, but is not lirnited ta,poi�l�-of=sale tral�sfers, au�omated teller inachi�le <br /> transactions, trarlsfers initiated by telephane,�vire tiral-�sfers,a��d a��toma�ed clearir�ghousc transfers. <br /> �M� "Escrow�tems"means those item�tha�are de�cribec�in Sectian 3. <br /> NEBRASKA-Singie F�mily-�annie Mael�r�ddie Mac�NfFORM INSTRLIM�NT 1NITH MEF�S Fnrrn 3QZ8�IQ1 <br /> VMP� VMF�6A�IVE][13Q�}.dD <br /> Wolters Kluwer Fina�ciaf Services Page 2 of 17 <br /> q�335�6G9848 0�33 337 �217 <br />