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2� 1 ���759 <br /> DEED C�F TRUST <br /> Loan No: 'i���9$'19� ���nti�7ued} Page 5 <br /> Deed vf Trust has been accep�ed by Lender in the State o�Nebraska. <br /> T�me is ot the Essence. Time is o�the es��nce in�he perfiormance o�this Deed af Trust. <br /> Wa��er of Homes�ead Exemption. Trustor hereby releases and wai�es all righ�s and benefi�s of #he hvmes�ead <br /> exemption laws ofi the S�ate o�Nebraska as�o a!i Indeb�edness secured by�his ❑eed v�Trust. <br /> DEFINiT1DN5. The fo�lowing wards shalf ha�e the fiof[ovuing meanings when used in this Deed of Trust: <br /> Beneficiary. The word "BenefEcia�-y" means F��e Points Bank, and its su�cessors and assEgns. <br /> Borrvwer. The ward "Borrower" means LAUR�E D SHEFFIEL❑ and includes all co�signers and co-makers signing <br /> the �redit Agre�ment and all the�r successa�s and assigns. <br /> Gredi# Agreemen�. The wvrds "Credit Agreement" mean the credit agreement da�ed Dc�ober 5, ��T 6. Vvith <br /> credit limit of $'�2,�QC�.��firom Trustor ta Lender,together wi�h all �-enewals v�, ex�ensivns o�, mvdifica�tions <br /> of, re�inan�ings vfi, consolidations v�, and substEtutions for�he prvmissory note ar agreemen�. <br /> Deed of Trust, The wo�ds "�eed �# �rust" mear� �his D��d of T�ust among Trustvr, Lender, and Trustee, and <br /> Encludes without limi�atsvn a[[ assignment and security Enterest pro�isions relating to the Persvnal Proper�y and <br /> Rents. <br /> Environm�nta! Laws. The wards "En�ironmental Laws" mean any and ali state, federal and lacal statutes, <br /> regulativns and vrdinances rela�ing �o �he prv�ection v� human health vr �h� enWironmen�, including wi�hou� <br /> limitation the Comprehensi�e En�ironmentai Response, �ompensatian, and Liability Act o� �98�, as amended, 42 <br /> U.S.C. Sec�ian 96�1, et seq. {"CERCLA"}, the Superfund Amendmen�s and Reauthorization Act a� �98�, Pub. L. <br /> No. 99-499 �"SARA"}, the Hazardous Materials Transpartatian Act, 49 IJ.S.C. �ectivn �8�1, et seq.,�he Resaurce <br /> �ons���atio� and Recovery Ac�, 4� U.S.C. 5ectiflr� �9�'I, et seq., ar other a�plicable s�a�e �r federal laws, r�les. <br /> ar regula�ions advpted pursuant�hereto. <br /> Even�of De�auit. The words "E�ent of De�ault" mean any a�the e�en�s o�de�aul�set�orth in this �eed of Trust in <br /> the e�ents of de#ault section a�this Deed o�Trust. <br /> Exis�ing Indebtedness. The wards "Exis�ing tndeb�edness" mean �he indebtedness described in the Existing Liens <br /> pro�isian af this Deed v€Trust. <br /> :++-r��..•.�.t.•f:.,x��:+c�rsre:�asaa��+riria.srw��rsrm tu�y7:.,a;^s-,��•:rar.-r-s• <br /> Imprvvements. The word "Improvements" means a[� e�cisting and�-�utur-e:,Ernprv�emer��s;,:.b,u��d_�ngs,'�structu�es, <br /> . �.,:.• �.� r�..�f. 1 �i•r.E�.k�t..rf. ._.p <br /> m�b�le hames af�ixed fln the Rea� Pro��rty, �aci�stiies, addi�sans, rep�acem�nts�;an¢w a�t�er canstr�ction bn �he Rea1 <br /> Property. � r.r ,��,f, :, � ��, ,€� N� �:•�;L �� , . <br /> ; �. . . �. ;:i .r• . .'f�� ' . <br /> %..W.rh ti..•.Sra+fr,.�+1Y7�\."-�`+1+s1.4:kirial:lsrF�aMr�.i.�..... <br /> indebtedness. The word "Indeb�edness" means all princEpal, �n�erest. and other amoun�s, cost� and expenses <br /> payable under �he ��-edit Agreement or Re[ated Documents, together wi�Ch all renewals af, ex�ensions of, <br /> modi�ications v�, conso�idations o� and substitutions fvr th� Credit Agreement vr Rela�ed Documents and any <br /> amounts expended or ad�anced by Lender to discharge Trustor's obligations or expenses incurred by Trustee ❑r <br /> Lender ta enforce Trusto�-'s o�ligatians under this Deed v� Trust, toge�her with in�erest on such amounts as <br /> pra�ided in�his Deed o#Trust. <br /> Lender. The wvrd "Lender" means Fi�e Poin�s Bank, its successors and assigns. The ►nrords "successors or <br /> assigns" mean any pers�n❑r campany that acquires any in�erest in�he Credi�Agreement. <br /> Personal Praper�y. The words "Persvnal Property" mean alf equipmen�, �ixtures, and �ther articles at persona[ <br /> proper-�y nov�r ❑r hereaf�er ❑wned by Trustar, and now or hereafter attached or affixed �o the Real Praperty; <br /> �ogether with a�l accessians, parts, and additions tv, all replacements of, and all substi�utinns �or, any o� such <br /> pr�per�y; and together with a[� proGeeds �including without E�mita�ion all insurance prnceeds and re�unds vf <br /> premiur�s� �rom any sale or other disposi�ian af�he Praperty. <br /> Property. The v`►v�d "Prap�rty" means callecti�e�y the Real Prvperty ar�d the Personal Property. <br /> Real Prvper�y. The words "Real Proper�y" mean�he real praperty, infierests and rights, as �ur�her described in this <br /> ❑eed ❑f Trust. <br /> Rela#ed Dv�uments. The wards "Rela�ed Dncuments" mean all promissory notes, credit agreements, loan <br /> agreements, en�ironmental agreem�nts, guaranties, security agreements, mortgages, deeds v� trus�, security <br /> deeds, col[ate�al mor�gages, and all ❑ther instrumen�s. agreemen-ts and documents, ►rvhether now ar hereafter <br /> existing, executed En connectian with the Indebtedness. <br /> Ren�s. The ward "Rents" means all prssent and fiutu+r� ��nts, re�enu�s� incom�, issues, roya�ties, pro�its, and <br /> ather benefi�s deri�ed�rom the Property. <br /> Trustee. The ward "Trust�e" means FiWe Paints Bank, whose address is P.D Box �5�7, Grand Is�and, NE <br /> �88Q�-���7 and any subs�itute v�succ�ssa�-trustees. <br /> Trustor. The word "Trustvr" means LAURIE D SHEFFIELD. <br />