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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />- Borrower <br />Scott Charles Niemann <br />_ /.41.‘ — <br />Heath :r Mae Niemann <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP Q <br />Wolters Kluwer Financial Services <br />201606709 <br />16 -07- 000015 <br />Form 3028 1/01 <br />VMP6A(NE) (1302) <br />Page 16of17 <br />