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2� 1 ����42 <br /> �. ��upanCy. Borrower shall occupy, establish, and use the Property as Barrawer'� principal residence <br /> within 5� days after the execution of this Secur�ty Instrument and shall continue ta occupy the Property as <br /> Borrower's prin�ipal residence for at least one year after the date of occupancy, unless Lender otherwise <br /> agrees in wr�ting, whi�h �onsent shall not be unreasonably wi�hheld, or unless extenuating circumstances <br /> �xist which are beyond Borrower's control. <br /> ?. Pnesen►at ivn, M a inte na nce a nd PnoRtect�on of t he Property; i nspect�ons. Borrower shall no� destroy, <br /> damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether <br /> or not Borrower is residing in the Property, Borrower shall main�ain the Property in order to prevent the <br /> Property from de�eriorat�ng ar decreasing in �alue due to its �onditian. Unless it is determ�ned pursuant to <br /> Section 5 �hat repair or re�toration is not economicaily feasible, Borrower sha11 promptly repair�he Property <br /> if damaged to avo�d fi�rther de�eriorativn or damage. If insurance ar condemnatian proceeds are paid in <br /> comne�tion with damage ta, or the taking of, the Property, Borrower sha11 be responsrble for repair�ng or <br /> restoring the Property only if Lender has released proceeds for su�h purposes. Lender may disburse proeeeds <br /> for the repairs and restoration in a single payment or in a series �f pragress payments as the work is <br /> completed. If�he insurance or condemnation proceeds are no� sufficient to repair or restore the Froperty, <br /> Borr�wer is not relie�ed of Borrower's obligation for the�ompletion of such repair ar res�oration. <br /> Lender or its ag�nt may make reasonable entries upon and inspec�ions of the Praperty. If it has reasonable <br /> cause, Lender may inspect the interior of the impro�ements on �he Froperty. Lender shall give Borrawer <br /> notice at the time of or prior�o such an interivr inspe��ion spec�fying such reasonable cause. <br /> S. Bon�wet�s L,o�an Application. Borrower shall be in default if, during the Loan application process, <br /> Borrower vr any persons or en�ities a�ting at the dire�tion af Borrower �r with Borrawer's knowledge or <br /> �onsent ga�e materially false, misleading, or inaccurate information or sta.tements �o Lender (ar failed to <br /> pro�ide Lender with material information} in connection with the Loan. Material representations include, but <br /> are not iimited to, representations cancerning Borrower's occupancy�f the Property as Borrower's principal <br /> residence. <br /> 9. Pro�tect�on af Lender�s Interest in the Property and Rights Under th� Security lnstrument. If�a} <br /> Borrawer fai�s to perform th�co�enants and agreemen�s contained in �this 5ecurity Instrument, �b} there is a <br /> �egal proceeding that might signifi�ant�y affect Lender's interest in the Property andlor rights under this <br /> 5ecurity Instrument �such as a praceeding in bankruptcy, probate, f�r condemnation or forfeiture, for <br /> enforcement of a lien which may attain priority o�er this Se�urity Instrument or to enfor�e laws ar <br /> regulations}, or (c} Borrower has abandoned the Praperty, then Lender may do and pay far whate�er is <br /> reasonable or appropriate to protect Lender's interest in the Praperty and rights under this Securi�y <br /> Instrument, including protecting andlor assessing the �alue of the Property, and securing andlor repairir►g <br /> the Property. Lender's actions can include, but are not limtted �o: �a� paying any sums secured by a lien <br /> which has priarity ��er this Se�urity Instrument; (b} appearing in court; and(c}paying reasonable attorneys' <br /> fees to prot�ct its interest irt the Property andlor rights under this 5ecurity Instrument, including its secured <br /> positivn in a bankruptcy proceeding. 5ecuring the Property includes, but is nat �imited to, entering the <br /> Property ta make repairs, change locks, replace or board up dovrs and windows, dra�n water from pipes, <br /> eliminate building or other code ��oiations or dangerous conditions, and ha�e utilities �turned an or off. <br /> Although Lender may take action under this Section 9, Lender does not ha�e to do so and is not under any <br /> duty or abligation to do so. It is agreed that Lender in�urs no liab��ity for not #aking ar�y or all actians <br /> authorized under this Se�tian 9. <br /> ❑0'�124354056 Citibank 3.2.107.12 V2 <br /> NEBRASKA-Single Famiiy-Fannie MaelFreddie Mac UNIFDRM INSTRUMENT WITH MERS Form 3028 1I01 <br /> VM P p VM P6A(NE)[7 30�].00 <br /> Wolters Kluw er Fn�cial SeNi�es Page 8 oF 1 l <br />