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2� 1 ����34 <br /> �C� "�ender" �s H�r�e F�d�ra� Sa�i ngs and Loan Assn af �rar�d I sl and <br /> Lend�r�s a 5��ings ar�d L�an <br /> organ�zed and existing und�r the law�of T�e State af N�bras�a , <br /> Lender�S dC�.C�.rE55 �5 �2l South Locust St Grand T sl�pd �V� 688�1 <br /> . <br /> Lender is the b�neficiary under�his Security Instrument. <br /> �D� "Trustee" �s Ar�pd R Baa�k, Attarney <br /> 4E� "Not�" means the prom�ss�ry n�te signed by Borr�wer and dated C��tober �3, �Ol� . 'I�he Note <br /> sta�es�hat Borrower o�es Lender FflRTY THR�E THDUSAND N I NE HUNDRED F�RTY F IVE <br /> AND ��114fl <br /> Dol�ars �U.S. $43,94a.a4 } plu� intere�t. Borrav�er has prom�sed�o pa�th�s de�t in r�gular <br /> Feriodi� Payments and to pay the�eb� in fu�l n�t later than No�e�ber 1, ��4� . <br /> �F� "Property" m�ans the pr�per�y that �s descr�bed be�ow under the heading "Trar�sfer�f Rights in the <br /> . Pr�perty," <br /> {�} "Loan" means the debt e��denc�d b� the N�te, p�us in�erest, any prepaymen�charges and�at�charges due <br /> und�r the No�e, and atl �ums du�under th�s Securi�y�nstrum�nt, p�us interest. <br /> �H� "R�ders" mear�s al� Riders �a�h�s S��ur��y �nstrum.�n�that are��ecuted by Borrower. Th�fo��ow�ng R.ider� <br /> are t�be executed�y Barr��er �ch�ck bax as applicable]: <br /> 0 Adjus�ab�e Rate Rider [��ondominium Rider 0 Second Home Ri�ier <br /> 0 Bal�oon. Rider [� Planned Unit De�e�opmen�Rider �] 1-4 Family Rider <br /> � VA Rider 0 B��eekly Payment R�der � �ther�s} �sp�c�fy� <br /> €�3 "Appli�able Law" means a11 cantrat�ing app�icab��federal, sta��and lacal statu�es, regu�ati�ns, nrdinan��s <br /> and administrative rules ar�d nrders �that ha�e�he e�f���of�a�v} as�ell as all app��cab�e f�na�, non-appeaia��� <br /> judicia� opinions. <br /> �J} "Cvmmun�ty Assvc�ativn Dues, Fees, and Assessments" means all dues, fees, assessments an�oth�r <br /> charges that are imp�sed on B�rrow�r or th� �roperty�y a c�ndaminium assoc�atior►, homeown�rs <br /> associatian or similar organ�zatifln. <br /> 4 K} rr E���tr�vn�� Funds Transfe�" means any�ran�fer of funds, ather�han a�ransact�fln or�g�nated by check, <br /> draft, ar s�m��ar paper�ns�rumen�, which is initiated through an��ectronic term�nal, te�ephonic ins�rument, <br /> camputer, or magne�ic�ap�sa as ta ord�r, instru�t, or authorize a financial insti�ution to debi�or cred�� an <br /> account. Such term inc�udes, bu� �s no�lirni�ed�o, po�n�-of-sale �ransf�rs, autamated�e��er mach�ne <br /> transactions, transf�rs in���a�ed by tei�ph�ne, w�r�transfers, and au�omat�d��ear�ngh�use tran�fer�, <br /> 4L� "Es�rvw Items" means thase items that are described �n Sec�ion 3, <br /> �M� "Nlis�ellaneous Proceeds" means any c�mpensat�on, set�l�men�, award�f damages, or proceeds pa�d by <br /> any�hird par�y �other than insurar�ce prnceeds paid under the coverages d�scrib��in�e�t��n 5} for: ��} <br /> damage�o, ar destruc�ion of, the Prnpert�; �ii�c�ndemnation or��her taking of all�r any par�nf the <br /> Prflperty; ��z�} can�eyance in lieu of condemr�ation; flr�zv} misrepresen�ations of, or omissions as t�, the <br /> valu�andlar condit�on af the Pro er� . <br /> N�BRASKA-5ingle Family-Fannie MaelFreddis Mac UNIF�RM INSTRUMENT �orm 34�8�101 <br /> VMP� VMPfi�NE��13�2y <br /> Wvlters Kluwer Financial Ser�ices Page 2 v€7 7 <br />