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<br /> the halder of�he lien an agreement satisfact�ry tQ Lender subordinat�.ng the lien t� this Security �nstrument. �f
<br /> Lender det�rm�nes that any par� of the Property i� sub��ct to a. lien v�hich can a�tain priority o��r �his �ecur�ity
<br /> �nstrument,Lender may give Borr�wer a notice identifying�he lien. V�ithin 10 days�f the date�n which that notice
<br /> is gi�en,Borrow�r shall satisfy the�ien or tak�vn�vr more❑f the actions se�forth abo�e in this Section 4.
<br /> Le�der may require B�rrower to pay a one-�ime charge for a r��a� estate tax �erification andlor reporting
<br /> ser�ice used by Lender�n cannection with this Loan.
<br /> 5. Property Insurance. Barrawer shall keep the i.mpro��ment�now��istin�or hereaf�er�rected�n the
<br /> Propert� insured against loss by fire, hazards inc�ud�d with�the ter�m"extended c��era$e,"and any other hazards
<br /> including,but not Iim.ited to, earthqua�kes and flaods, for wh�ch L�nd�r requires insurance. This insurar�e� sha11 be
<br /> �ainta�n�d in the a.n�ount� (in��udi.�.g dedu�tible le�els� arid for the periods that Lender requires. '�V�hat Lender
<br /> requires pursu�nt to the preceding sentences can chang� during the term of the Laan. The insurance carrier
<br /> pro�id�ng the insurar�ce sha11 be chasen by Borrower subject to Lender's right to disappxo�e Barrower's chvice,
<br /> wh�ch right shall not be exer�ised unreasonably. Lende�may r��uire Borrower to pay,in connection w�th this Loan,
<br /> ei�her: �a�a one-t�me charge for fl�od �one de�erminat�on, certification and tracking services; �r �b}a one-t�me
<br /> charge for fload zone determination and certifi�ation seYvices and subsequent charges ea�h time remappings or
<br /> s�nilar changes occur wh�ch reas�nab�y might affect such determination or cer�i�icati�n. Borr�wer sha11 a�so be
<br /> respansible for the payment af any fees imposed by the Federal Emergency Managem�nt Agency in connec�ion with
<br /> the review of any flood zone determination resulting from an objection by Borrower.
<br /> If Bvrrower fails to mainta.in any of�he co�erages described above,Lender may obtain insurance ca�erage,
<br /> at Lender's op��on and Borr�wer's expens�. Lender is under n�ob�igation to pur�hase any parti�ular type or ar�ount
<br /> of ca�erage. Therefore, such co�erage sha�1 co�er L�nder, �ut might or mig�t n�t pratect Borrower, Borrower's
<br /> equity in the Property,or the conter�ts of t�ie Praperty,agauls�ar�y risk,hazard�r liab�lity�nd m�gh�pro�ide gr�at�r
<br /> or less�r co�era�ge than was pr��iously in effect. Borrower acknovvl�dg�s�hat t�e�ost of�he in�urar�ce cv�erage so
<br /> vbtained migh� significantly exceed the cast of insuran�e that Borrow�r could k�a�e abtained. Any amounts
<br /> disburs�d by Lender und�r this Secti��a 5 sh�l� becvme addit�ona� d�bt of Borravver secured by this Security
<br /> Instrument. These a�mounts shall bear iri��re�t at#he�Tate rate fr�m�he date of disbursement an.d shall be payable,
<br /> with such interest,upon noti�e firom Lend�r ta�arrvwer reques�ir�g pay�n�nt.
<br /> All insurance po�icies requ�.red�y Lender and renewals of such pvlic�es shall be subj ect to Lender's xi�h.t to
<br /> disappro�e such pal�cies,sh�ll ir�c�u�ie a standard nlor�gage clause,and shal�nar�e L�nd�r as n�ort�agee ax�dl�x�.s an
<br /> additiv�alloss pay�e. I��nder sha11 ha�e�he right to h�ld th�policies a�d renewal�ertifica�es. I�Lend�r requires,
<br /> BorrovWer sha�l promptly�i�e ta Lender all r�c�ip�s of paic�premiums and r�newal x�otic�s. If Barrvwer ob�tains any
<br /> �arm o�insurar�ce �o�erage, not�thervWise r�quir�d by��nder, for damage ta, vr d+�stru�tior��f, the�roper�y, such
<br /> policy shali includ� a star�dard xnartgage �Iau�e �.nd �h��1 naxne Lender as naor�gage� �ndlor as an additional lo��
<br /> payee.
<br /> In the event of 1ass, Borrower shal� gi�e prompt no�ice �o the ins�rance carrier and Lender. Lender may
<br /> ma.ke pro�vf of�oss if nat m�de promp�iy by B�rrower. Unl�ss Lend�r ar�d BQr�r�wer ot�erwise agree v.a.writing,any
<br /> insurance proceeds,wheth�r or nat�he u�d�r�yin�insurance vv�s required by Lender, sha��l be appli�d ta r�storation
<br /> �r r�pair of�he Property, i�`the r�stara�iar��r r�pa�r is �conoxn�c�l�y feasible and Lex�der's securi�y is not lessen�d.
<br /> During such repa�r and r�stora.tivn per�od,Lender sha11 ha�e th�right t�ho�d suc1�insuranc�praceed�unt}1 Lender
<br /> has had an opportunity to inspect such Property to ensure �he work has be�n ��mple�ed ta lLender's satisfaction,
<br /> pro�ided that such insp�ct�on sha�1 be under�a.ken prompt�y. Lex�der may disburse prviceeds fvr the repairs an�
<br /> restoration in a single payment or i.n a ser�es af prvgress payments as�he work�s camp�eted. LJniess an agreernent is
<br /> made in writing or Applicable Law requires interest ta be pa.id on such insurance proceeds, Lender sha11 not be
<br /> required to pay Borrower any interest ar earnings�n such proce�ds. Fees far pub�ic ad�us��rs,or other thixd parties,
<br /> retained b�Borrower sha�l n�t be paid vut af�he insurance proceeds and shall b�the sale obligatian�f Borrower. If
<br /> �h�restarati�n or repair is not ecfl�omi�a.11y feasible or Lender's security would b�lessened,the insuran�e proceeds
<br /> �hall be applied to the su�ns se�ur�d by this Security �nstrument, whether or n�t t��n due, with the excess, if any,
<br /> paid to Borrower. Such insurance proceeds shal��e applied in the order pro�ided for�n Se�tion 2.
<br /> Nebrask��]eed of Trust---Single Fa�ily Fsnnie MaelFr�ddie Mac Unifarm Iostrument For�3��811U1
<br /> MERS Modified
<br /> The Gompliance Source,Inc. Page 6 of 14 Mvdified by Cvmpliance Svurce�43U1NE U81��Re�.U41�3
<br /> vvww.evmp�ian�esource.com C�24�U-2413,The Compiianc�Saurce,Ine.
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