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<br /> 2� 1 ���557
<br /> Upan payment in ful�Qfal�suxns secured by�this Securi�y�nstru.�rr_�n.f,�,�nder shal.l pramg�.y reftu�.d�4�arr��er axzy�
<br /> ,Funds hel.d hy�ender.
<br /> �,�har��s;i���ns.B�rra�'�r sha1�pay a�l taxes,assessm�n�s,charges,fi�.es,and impasztion�attri�u�able�a�he
<br /> Prop�riy whzch caxz a�taua pri�r��y�ver this 5ecur��y�ns�rumen�Ie�ehald paym,�nts ar g,rflux�d r�n�s on�h�Properiy,i�
<br /> ar�y,and�a�.r�.n�un�ty A�socxatian L7u�s,Fe�,and Assessm�nts,if any.�'��he ex�enfi tY�.a.t thes�x�ems are Es�ra���ems,
<br /> B�rrow�r shal�p�y�hem in th�manner�arvvzded in Section 3,
<br /> . Bo�rr�wer sh�.]�prvmpt�y dzschar�e any Iien ti�vhich has pr�vrity�ver t�i.s Securit� ��.strum��unl�ss B�rrawer:
<br /> �a�agr�es in wrifing���he payxz�en��fth�oh�iga�i�n secur�d by�ie l�en zn a manner accepfabZ�fo�nder,�ut anly s�
<br /> l�ng a�B�rra�er is perft�rmin��uch agr��men�;�b�c�n��s�he Iien ix�,��a�fa�.�h byi or d�fend.���ains�enf�r�c�m�n�of
<br /> the Iien in3 Iegal prc�c�edings�rhi.ch�x�.Lender's apzxx�ion operafie to preven��h.e enfor��men��f�h�li�n v�thile those
<br /> pro�eedings ar�pez�ciiaag,bu�on�y un�i�.�uch gro��ed'zngs are conclu�eri;�r�c�secure�from�Ia.e h4lder of�h��.zen an ,
<br /> agreem�nt satisfacto�t ta�.ezid�er subordinating the lien�a this Secur.�ty�ns�rument.�FLender determzn�s tha�an.y�art af
<br /> the Propezty�s sub�ec��a a�.zex��rhich c�attaurz�riorit�over this��curi�y�n�rumen��Lend�r m�.�giv��orra��r a
<br /> �a��e identifyzng the���n_�ithi�a.�.0�ay��f�.he da�e on��ich fha�natic�is gi�en,Borrower sh�.l satz�fy�he li.en�r�a�e
<br /> one��mar�of the�ctions��t farth ab�ve�r�.�hxs S�ction�-. �
<br /> Lend�r may requxr�Borrower�a p�.y a n�e-tixne charge for a r�a1 esta.t��ax verification ax�dl�r re�orting service
<br /> used by�n�er�z�canne��zon wi�h this Laan_
<br /> ��gra�ex•t�►rn�uraxxce.Barrvw�r shall k�p the irnprovem�n�s no���ex�st%ng or��reaf�er ere����.�n�he Prtiperty
<br /> insured agains�I�oss by�ir�,h.azar�s includ�d�s�ithzn�h.e term"�xfiende�coV�rag�,"and any oth�r ha�arc�s xn�luding,��x�
<br /> n a�7zm�ted��,ear�hquak�s and flood.�a for�vhich L.en��r requir�s insuran.ce.This in�uran�e shall be xmaintain.ec�xn the
<br /> amo�nts�inc�uding d�duc�ib�e I�ve1s�and f�r the periods�haf Le�xder requires.�haf�en�er requar�s pursua�.��o the
<br /> preced�.ng�en�en�ces�an chang�c�uring fhe t�rm�f�r.��oan.'TI�e i.z�.sur�.n,��carzier pra�i.ding fhe�n�uraxxc.e shall be
<br /> ch�sen by B�rrow'er sub�e��a Lend�r's righ��o d.isap��ove Bflrr�wer's chaice, �h�c�x ri�.t sha�I n��b�e�erex��d
<br /> unr�as�nab�.y.Lender may rec�uire Boxx-aw�r��pay,in�onxiecti�n wz�}a.th�s Loan,eit�ier:�a�a on��ime charg�for f�a��
<br /> zone t���erminatzan, c�rtzfi�ation an�track.�.ng��rv�c�; ar�b�a one-tir�xe�har�e f�z�J.00�.�one det�mr�i.nafi.�n and
<br /> cez-�%f�cati�n��rvx.ce�and subsequezx�charg�each tir�ae remappin�s or simi"Iar changes o�.cur wb�.c�.�easonably might _
<br /> affec�such determinati�n or c�er�%f cati vn.$Qzrovcrer sha�I alsa la�resp ons�hle for the paym�nt c�f any fees impos�d by th�
<br /> Federal Em�rgency�anag�m�n�Ag�nGy in c�x.i.n.ect�vn v�ai�h th�r�vnew af a�y flaod zone���rmi�a�.a�.resulting�r�m
<br /> an�bjectzan by BQrraw�x
<br /> Zf B�rrower�ails to mai.n�ain.any af�h��overa.ges des��.b�abav�,L�n�er may ab�ain�n�urar�.ce�average,at
<br /> L�n�.er's aption and�3arrower'�expense.�ez�t�er zs under z�o obligatz�n��purcha�e any pa�ticular type vr amoun�of
<br /> c���rage.Therefor�,such�over�.g�sh�IZ��ver I..e�xd�r,bu�magh�or mig�x�no�prot����3orrower,Barrowez's�qu��y u�
<br /> the Praper�,or the con��n�s af�h�Prop�riy,�.gazn.st axzy risk,hazar�or liab�li�y ax�.�might prflvi.d�gr�a#�r nr�.�sser
<br /> cov�rag�than wa�pr��tflusly zn�fF�ct.�orr�wer ackzaa��vledges�h���he ca�of fh�uzsuran.c�caverag�sa ahtazned mighf
<br /> szgnzfican�ly exc�e�.�he cos�of in�urance�.b.at Borrawer�ou�d have ah�axned.Any amount�disbursed by�ender under
<br /> thxs Se�on S s�ia�I become addit�onal deb�v�gorrawe��ecur�d by thzs Secunty Instrument.Thes�amoun�s sh�l��ear
<br /> inter�st at the I�Iafe rate fr��x�.t�.e da��c�f�Sburs�ment an�.sha�I b�paya�a�e,with su�h in�ere�t,u�on no�xce froz�.�.�n�.er
<br /> �o�orrower requesti.ng�ayment.
<br /> All insurance pali�ies re�uire�by Lend�r and ren�wals�f suc�palzcfes shall�� subj ect�o L�nder's right�o
<br /> d.zsapprflv�such pa�xci�,shall include a srtandard mar�ga�e�laus�,and shall name L�nder a�mortga.g�an.dlar as az�
<br /> additi�nal �ass paye�. Lender sha7.��.av��h�r��h�to hold�he pQ�zcies arzd rezzev�a�cex�ificates. Zf Len�er r�quires,
<br /> B Qrro�er shall proxnpt�y give�o L�zz�er a��recex�ts of pazd prexxuums an��-�newal notice�.If Borz�ow�'obfams an�fQ�
<br /> af znsuranc�co�erag�,���o�h�n�vz��requ�r�d hy Lend�r,for damag��o,or d�str�.ction�f,�l�.e�'r�perty,stx�h p�Ii.c3��hal.�
<br /> 'i�cl.ud�a sf�darc�m.art�age�Iause and shal.I narn��.ender as m.artga�ee ax�dlc�r a.�an addz�zona��a�s payee.
<br /> �n th.e even�nf l��s,Banowez sha]1,give pr��.p�notice�o the insurance caFrier and Len�er.�end�r may make��ro�f
<br /> of l�ss�f na�made pr�mgt�.y by�arrower.Unl�ss Lender and B�rr�wer oth�rwise agre��n writing, any�nsurance
<br /> pr��eeds,v�h�th�r or no��.e underl.yxng znsur�.ce��ras requYr�by Lender,sha�be agpli�d��r�s�o�ratzon ar repaxr af�h.e
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