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2� 1 ���53� <br /> �pon paym�n�x�.fu��t��a��s��ns sec�red by�h�s�ecurity ins�r�ment,Lender shall pr�mptl�refur�.d�o�or�Qvv�r any <br /> Funds h�ld by��nder. <br /> 4.C'h�rges; I�iens. Ba�r�wer sha�i pay ai�taxes,asses�ments,charges, fines, ana�impasitions a�tr��u�abi��o t�e <br /> Pra��rt�v�hich�a�.a��a�n priori��o��r this 5ecur��y Ins�rument,leasehvld paymen�s a��rou�d ren�s t��tl�e Pr��er�y,if <br /> any,and�ommu����.A.ss4cia�zon Dues,Fees,and Assessments,if any.To the�xtent tha���es�i�ems are�sc�-a�v���ms, <br /> Borrower sha��pa��h�em in�he mann�r provided in Sec�ion 3, <br /> �orraw�r shal� prgmp��y discharge any lien whi�h h�.s priar�ty ove�t�hxs Securi�y �ns�rum�nt uniess Borrower: <br /> �a}agrees in�i.��r�g��the�ayment of the vbl igation secured by the 1i�n rn a mann�r a�c�p��b�e�o Lender,�bu�anly s� <br /> long as�or�rQ�er�s performing such agre�ment;�b}contests th�lien in good faith by,or defe�ds aga�nst enfQrcem.ez�t of <br /> ��ae lien in, lega� prac�edings �rhich in Lender's opinian operate to prev�nt th��nf�rc��'nen��f�he I�en wh�ie�hos� <br /> proceedings are pe�din�,bu�on�y un�il such proceedir��s are canclud�d; o�-���secures fro�n�he h�Ider of��e lien an <br /> a�r�cm���sat�s�ac�ory ta L�nder subordxna�ir�g the li�n t��his Security Instrumen�.�f Len�.er det�rmines�ha�a�y pa.rk of <br /> th� Prap�r��is subject�o a lp�n�uhich can a�tain�riorxty aver�hi��e��ra�� �nstrurnen�, L�nd�r ma�r giv�BQrra�ve�a <br /> natzc�iden��fy��.g the lz�n.'I�Vi�hxn 1�days af�h�da�e�n�hich�ha�nfltice is gi�e�,Ba�ravver shall�atisf�r th�e lien ar�ak� <br /> one or rnfl�-e af�he actians s�t fortl�abvv�in��.is Se��iQn 4. <br /> Lender may re�quire B�rr�vtir�er��pay a�n�-���n�cha�g�for a real es�a�e tax Wer�fica��on andla�repo�ting service <br /> �sed�y Lender in connec�i�n�i�h�h�s Lflan. <br /> 5.Property�ns�ranc��Ba�a�v�r s�ai��eep the impravernents novv�xisting or��rea�ez-e�r�c�ed or��he Fraper�y <br /> �nsured agains�I�s�by f re,ha�ards inciuded v`ri�hir��he�erm"�xten�ed co�erage,�'a.�d an�oth�r hazards includzng,but <br /> not l�mi�ed tfl,earthquak�s and floods,for which Lender��qu�res insurance.Th�s�n�surance shall b�maintain�d in�the <br /> am�un�s�ir�ciuding ded��tib�e��vels}an�.f��-���peri�ds�hat t,�n�er��quire�.�+�'ha�Lendcr requir�s pursuant to�he <br /> prec�dzr��;sen�en�es can chang�durin��.���erm�f�he Laan.'The�nsurance carrier providing tl�e ins�.�an��shall be <br /> c�o��� �� .�a�r7row��r subj�ct t� �L�nd�r's righ� �o disap�ro�e Borr€�wer's choice, which r�ght shall n�� be exerc�sed <br /> unreasanably.Len�er ma�req�.ire�orrovve�tQ pay,in�~nnnec��on w�th this Loan,�ithex:�a�a�n�-t�me�h�.F�e for�.oQd <br /> z�ne d�term�n�t�ar�, eert�f catian and ��ackzn� ser�ices; or (b�a ane-time charge for flood z�r�e d�ternuna���n and <br /> cert�f�atx��.ser�ices and su��eq�en�charges each time r�mappings or si�nilar cha�ges oceur�hic�r�asanahly might <br /> affec�such�e�erm.�n�.�ion Qr certifica�ion.�orrQ��r sha�l a�s�b�r�spo�s�b��for�he pa��en�af any fee�-im�osed by t�e <br /> Federal Ern.�rgency Mana�ernent Agen�y in cann��tion t�i��.�he re�v���x of an�flopd�on�de�erminatian resulting��m <br /> an�b j ec�ian by B arravver. <br /> �f Borrower fai�s ta mai�tain a�� of��e co�era�;es descr��ed abawe; �ender may ��t�in ir�suran�� caverag;e� a� <br /> Lender's np�ion and Barro�ver's�x�ense. Lend�r�s un�er no o�b�iga�ion��purchase any particular�yp�qr amount of <br /> �v��rage.Therefor�,s�ch coverage shal�c��e��,eMder,bu�mi�ht or might not prat�c�B�rara�ver,Barra�a�rKs equ��y�x� <br /> �he Fraper-ty, or the ca��en��of th�Prapert�, �gainst an�ri�k,hazard or liability and migh��rflv�de greater ar�e�se� <br /> cav�rage than vvas pr�vi�usly�n effe�t.Barrower ac�nowledges that the��st of th�insu�an�e�co�erage sa o�ta�ned m�g�.t <br /> si�n�f�cantly�xc��d�h�c4s�Qf insurar�ce�hat Bonrower�ould have�btained.Any am�un�s d�sbu�rset�by Lender under <br /> �hi�Section�sha�l becorne a�di�ional debt of Barrawer secured by this Security�ns�ru�-n�n�.��ese am�un�s sh�ll b�ar <br /> interest a�����o�e ra�e frQm the date af disbursement ar�d shall b�payabl�,with su���nte�re��,upo�no�ice�rram.L�ender <br /> ta Borro�er reques�ing pa�m�n�. <br /> A�� ��.suranc� p�licies requir�d by L�nde� an� r�newa�s of su�h pa�icies �hall �� sub�ect to L��der's r�ght t� <br /> disappr���such palic�es, s�all includ�a s�andard m�r�ga�e c�ause,and sha�I name Lender as m�rtga��e andlor as an <br /> addi�ional �ass pay�e. L�nder �hal� have �h� r��h��� h��d ��ae paI���es and renewal cer��fica�es. If L��nd�r re��ir�s, <br /> Borravver shall prQmptly gi�e�a Lender a��re�eip�s of paid prer.�zuxns and rene�al natices.l�`Borrar�ver o�b�aix�s any fQrm <br /> of insurance coverage,nat a#hervvise r�quire�by��nder3 far d�.�nage�o,or d�struct�an af,the Prop�rt�,�u�h p��ic���.all <br /> �nc�u�.e a s�andard mor�ga�e c�ause and sha��nan�e�ende�r as mor�gagee andlor as an add�t�ana��oss paye�. <br /> �n the e�ent of loss,B�nrower sha�1 gi��pra�x�p��ot�ce to�he insura.nc�carrier and Lend�r.�,ender may mak�prao�' <br /> Qf��ss if not mad�pramp�l� by B�rr��ver. �n�ess Lendez-and F�orro�rer a�herwise agree in v�ri�i�g, �.r�y �nsurar�c� <br /> p�-flce�ds,�rhether or na��h�u�de�l�ir�g�nsurance was�eq�aired b��...endez,shal�be app��e�ta res�ara��an ar re�a�r�f the <br /> NEgRASKa-�ingle Fami��WFannie�[ae�Freddie�4aG�NIFDRM INSTRUMENT Far�n 30�5 11�U� <br /> Pa�e 5 af 13 <br /> �os,�nc:-3�s�s �rro�v��s �n��iafs � ��� <br /> � � <br />