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Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS N0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: Zachary Slusher <br />9780 S MERIDIAN BLVD <br />3RD FLOOR, SUITE 300 <br />ENGLEWOOD, CO 80112 -5910 <br />2 <br />N7 <br />-n <br />C <br />C <br />N <br />Deed of Trust <br />CI A <br />rr <br />Cc- <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 30, 2016, together with <br />all Riders to this document. <br />(B) "Borrower" is Christopher S Kemnitz and Marcie C Kemnitz, husband and wife. Borrower is <br />the trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />l ICFG -00359 <br />NEBRASKA-Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Fomi 30281/01 <br />VMP® 04/16 <br />Wolters Kluwer Financial Services 2016092815.3.2.3509- J20160426Y Page 1 of 17 <br />i <br />i <br />i <br />11 <br />i <br />10 <br />i <br />I ) <br />CD <br />CT) <br />CD <br />C) <br />Gil <br />N <br />