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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(217 // ,„/2 <br />Eric D. Spencer <br />III IIIIIIIIIIIIIIIIIIIIIIIIIIIIJIIIIIIIIIIIII IIII <br />803360835628 0233 4 161 <br />09/30/2016 (Seal) <br />- Borrower <br />09/30/2016 (Seal) <br />- Btittek r <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />201606529 <br />Form 3028 1/01 <br />VMPBA(NE) (1302).00 <br />Page 18 of 17 <br />