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Return after recording to: Snyder & Hilliard P O Box 1414 Kearney, NE 68848 P, . op min i NOTICE OF DEFAULT Lot Nine (9), Block Seven (7), Bonnie Brae Addition to the City of Grand Island, Hall County, Nebraska. V7 This is an attempt to collect a debt and any information obtained will be used for that purpose. Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice, this office will: obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification; and provide the name and address of the original creditor /account holder, if different from the above. Pursuant to the Deed of Trust dated on the 16th day of February, 2011, and recorded in the Hall County Register of Deeds on February 24, 2011, as Instrument number 0201101537, in which Philip R Hamm and Natasha L Hamm are Trustors and Exchange Bank is Beneficiary, and Michael R. Snyder is appointed the Successor Trustee, involving the following- described real property, to- wit: notice is hereby given that the Trustors have committed a breach of an obligation for which the trust property was conveyed as security, to -wit: Failure to make payments when due according to the Promissory Note and breach of the "Other Defaults" clause of the Promissory Note and the Deed of Trust. By reason of the above default, the beneficiary has declared all sums secured by the Deed of Trust to be accelerated, said sums are immediately due and payable, and the Beneficiary has directed, and the Trustee elected, to exercise the Power of Sale contained in the Deed of Trust and to cause said property to be sold in the manner provided by law.