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2� 1 ���443 <br /> Subject ta the pro�isions of Section 17,any Successor in Interest of L�oiTower�t�vho ass�zi�nes Bol�rawer's <br /> obligations under this Sec�.�ri�y Instrument in�vriting,and is approv�d by Ler�der, shall abtain al�o� <br /> BoXzower's ri�hts an�bei�efit5 under�hi�Sec;urity Instrument. F��rr�wer�hall nc�t be relea��ci frc�m <br /> Borrower's obligatior�s and liability ur�de�this Security�r�strument��nless Lender agrees�a such release <br /> in w�iti��g. The covenan�s ar�d agreernents of this 5ecurity Instrutnent shall bi�ld (except as provided iil <br /> Section 19}and benefit�h�si�ccessars an�.assigns of L.ender. <br /> �I 3. Loan�harg�s.Lender�rlay charge Rax-ro�.ver fees far s�rvi�e�perfor�Yled ir� cor�nection�vrth �3orrovwer's <br /> default, for the purpose Qf protecting Lender's interest in the Proper��and rights ur�der�his 5ecurity <br /> insfrumeiz�, ir���udi�lg, but nat iiinited t�, a�torneys'fees,property inspectio[��11d va�rzat�on fee5. i.�nder <br /> may coliect fees and charges authorized b�the Secretary, Lender may not char�e fees tha�are �xpressly <br /> prohibited by this S�curity Instrum�nt or by App�icable La��r. <br /> �f the I�oan is subj ec�to a iativ which sets maxilnum�oan charges,and that law is fi�nally interpreted sa <br /> that the ir�terest ar other loan char�es coliected or to be collec�ed in connection with the Loan exceed the <br /> per�nitted limi�s,then; ���any s�►ch loan charg�sh�tl�be redttc�d by the amount necess�ry to reduce the <br /> charge�o the perrx�itted timit; and (b}a�-�y sums�lready colle��ed �rom Borro��er which exce�ded <br /> perr�tit�ed lirY�its��11 be refu��ded�o Rorrower, Le��der r�iay c�loose t.o rY�ake t.his re���nd by red��ci���t�ze <br /> principal owed undcr thc Notc or by making a dircct paymcnt t� Bo1-ro��vcr. If a rcfi�nd red���es principal, <br /> t��e redu�tion will be tre�ted as a partial prepayrr��r�t tvi�h no char��es in�he du�date or kr� t��e�Y�a�a�hly <br /> payrnent amount unless the Lender agrees in writing to those cha�-�ges. Barro�t�er's a�ceptance ofy any s��ch <br /> r�fund made by direct payinent to�iorr�wer tivill e�nstitute a�vaiver�f`any ri�ht of action B�rrow�r <br /> might have arising a��t of su�:h ot�ercharge. <br /> �14. Noti��s,Al� i�otices gi��n by F34x-rotver or Lei�der in eonnection with�his Security�r-�st���ment rnust b�in <br /> �vriting. Any notice to Bo1-rower ii�conneet�o�a with this 5ecurity�nstrument sh�ll�e deemed t�have <br /> been given to Bar�ower when mailed by first class m�ii or�vhen actually deli�ered to I3arr��ver's notice <br /> addres�if sent by ather means,No�ice to any ane Bor�ower shalt constit�,�t�notiGe to all �3orro�vers unless <br /> App��cabre Law expr�ssly reqi�xres other��rs�. �'he��d��ce�.ddres�sha��b��he I'raperty Address��r��ess <br /> F3arrower has de�ignated a substitute r�otice address by r�ati��to Ler�der. F�o1�-ower s��all pr��n�t�y <br /> no�ify Lender of F3orro�ver's char�ge of address, if Lender speeifies a procedure for reportir�g T�orrawer's <br /> cha�Yg�of address,the��Borrower sha1�or�1y report a ehang�of address through that specified�rocedure. <br /> There may be only one designated notice address under this Security�nstrument at any one tir�e. �Lny <br /> natice to Lender shall be gi�en by deliz��rin�it or by ma�Zi�7g it by�irst class mail to r.aender's address <br /> stated herein un1e��£�ender has designated anot��r address�y not�ic.•�to BorroUver. �t�y�c�tYce ��� <br /> cannection with this Seeurity rns�rumen�shall n�t be d�ex�ned to ha�e been gi�en to Lendcr until act�tally <br /> receiv�d by L��ider. If ariy 1�otice required by t��is �e��zrity Ir�s�llxrr�et�t.is a�so required rz��der�pplicable <br /> Law,the Applicable Lat�v req��irement�v�l�satisfy the correspondin�requirement under�his S�curity <br /> I��stYl�x�nent. <br /> '15. Gv�erningLaw; Serr�rak�ility;Rules�f�onstru�tivn.This Security Instr�7��ent shall be�o�rer��ed by <br /> fe�eral la�v and the la`v af the jurisdictiola iri�v��ic�a t���Property is�acated. All ri���ts arld obli�atiotis <br /> eantained in this Security Instr�xment are subject to any req�irements aY�d litnitatiioY�s of App�icab�e Law, <br /> Ap�licabt�Law might explicitly�r imp�icitly allow�.h�parties ta agree by contraet or i�rni�ht be silent, <br /> but such silence shall not be construed as a prohibitiQn against a�reement by con�ra�;t. rn the e�vent that <br /> any pro�isior�or claus�of"thi� Security�rrst�r��ment or the�1ote�:onflicts with r�.pplicabl� I,aw, such <br /> Ganflict shall nat affec�other pr���isi�ns vf this Sec�sr�ty In�trument c�r the Nc�t.e whi�h c�n be�i�en effe�t <br /> �vitho����hG�onflicting pr�vision. <br /> FHA Deed nf Trust With MEF�S-NE g13412�}1� <br /> Bankers SystemsT�+ VMP CR7 VMP4N�NE)(�5Q6).DO <br /> Wolters Kluwer Financial S�rvices Pag�11 nf 17 <br /> q03357293�3� ���3 7�5 1117 <br />