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2� 1 ��435 37. SEVERABILITY; AMENDMENTS. Th� ir�validity or unenforceabi�ity of any provisi�n�f this Secur�ty Instrumer�t sha��not affect th� va�idity or enforceabi�ity of any ather pro�ision, a�d all other provisions s�a��ren�ain in ful� force and�ffect. This Secur�ty. I�strume�t conta�ns the entire agreement am�ng the parties as ta the r�ghts granted and the �bligat�ons assumed in thxs Security Instrument. Th�s Security Instrument may not�e amended or mod�fied except hy a wr�t�ng s�gned by the party a�ainst whom enfarcement is sought. 3S. RULES �F C�NSTRU�TI�N. The captions and headings of the S�ctinns af this S�curity Instrument are for convenience on�y and sha�� be disregarded in canstruing this Security Instrument. Any referenc� in t�is Security Instrument to an"Exhibit" or a"Se�tion" sha�l, unless otherw�se expl�citly pr�Vided, be construed as referring, resp�ctively, to an Exhibit attached to this Security Instrument�r t� a Section af this Secur�ty Instrument. All Exhib�ts attac�ied to or ref�rred to in th�s Security Instrument are incorparated by reference into thxs Security Instrument. Use of the singu�ar in this Security Instrum�nt includes the p�ural and use af the p�ura� includes the singu�ar. As used �n this Security Instrument, the term"including" means "inc�uding, but nat limited to." 39. L�AN SERVI�IN�. A11 actions regarding the ser�icing of th�Note, in�luding the cal�ect��n of payments, the giving and receipt of Notice, inspections of the M�rtgaged Property, inspectians of b�oks and rec�rds, and the granting of consents and approvals, may be taken by the �oan servicer unless Borrawer receives Notice to the contrary. If Borrower receives conflicting Notic�s regarding the �dentity of the loax� serv�cer or any other subj ect, any such Notice from Lender sha�1 gav�rn; provided that so long as the L�an is insure��r held by HUD, if B�rrow�r receiv�s conflicting Natice regarding the identity of the loan servicer ar any other subj ect, any such N�tice fr�m L�nder shall govern unless there is a Nati�e frnm HUD and, in all cases, any Notice from HUD go��rns notvvithstanding any Not�ce from any other par�y. 4�. DISCL�SURE �F INF�RMATI�N. Ta the extent p�rmitted by law, Lender may furnxsh information regarding Barrower or the Mortgaged Pr�perty to third parties with an existing or prospective interest in the servic�ng, enforcement, evaivati�n,performan�e, purchase or securitxzatian of the Indebtedness, �nc�uding but not�imited t�trustees, master servicers, spec�al servicers, rating agencies, and organizations maintaining databases on the undervvriting and performance nf health�ar� martgage loans. 41. N� �HAN�E IN FA�TS �R CIRCUMSTAN�ES. Borrower certifies that a�l informatian in the app�ication for the Loan submitted ta Lender(the "Loan Appiication"} and in a�� finan�ia� statem�nts, rent ro��s, reports, cert�ficat�s and other documents submitted �n connection with the L�an Appl�cation are c�mp�ete and accurat� in a11 materia�respects and that there has been no material adverse change in any fact or circumstance that wauld make any such �nformation incamplete or inaccurate. The subrniss�on nf false or incomplete inf�rmation shall b� a�avenant Event of Default. 4�. EST�PPEL. The Lender is n�t the agent of HUD. Any action by Lender in exercising ar�y right�r rem�dy under this Security Instrument shall not he a waiver or preclude the exercise by HUD �f any right or remedy which HLJI] might have under the Borrow�r's Pre�ious versions obsole�� Page 32 �orm H U D-94�40-�RCF ��612D'14}