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2� 1 ���435 <br /> sha�l remain unchanged. <br /> 11. ��MPLIANCE WITH LAWS. B�rrower shall comply�vith al� appiicab�e: <br /> 1aWs; ordinances; regulation�; requir�mer�ts o�'any �overnmental Authority; lawfixl ca�enants <br /> and agreements recnrde� against the Mortgaged Property; so lnng as the Lo�n.�s insured or helc� <br /> �y HUD, t�e Borrower's Regulatory Agreem�nt, and Prograr�. �bligatior�s includ�ng lead-based <br /> paint rnaintena�ce requirements of 24 �.F.R. P�.rt 3 5, subpart G, and any successor regulations; <br /> inc�uding but not iimited to those �f t�ie foregoing pertaining to: hea�th and safety; constructi�n <br /> af Im�r��ements on the M�rtgaged Property; fair housing; civil rights; zoning anc��and use; <br /> Leases; and ma�ntenance and dispasition�f security d�pasits; and, vvith respect t� a�l of the <br /> foregoing, a�l subsequent amendmer�ts, revis�ons, promu�gati�ns or enaGtments. BorroWer shall <br /> at a�l times maintain rec�rds sufficient to dem�nstrate compliance with the provisions �f this <br /> Secti�n 11. Borrower sha�l take appropriate measures to prevent, and shall not engage in�r <br /> knowingly permit, any il��ga� act�vities at the Mortgaged Property, including those that could <br /> endanger residents or v�sitors, result in damage to the Mortgaged Praperty, result in forfeiture �f <br /> the M�rtgaged Property, or otherwise impair the lien created by th�s Secur�ty Instrument or <br /> Lender's inter�st in the Mortgaged Pr�perty. Borr�wer repres�nts and warrants t� Lender that no <br /> partion of the Mortgaged Property has �een�r wi11 be purchased with the proceeds �f any i�legal <br /> a�tivity. <br /> 12. USE UF PR�PERTY. Unless permitted by appl�cable �av�r and appr�ved by <br /> Lender, Barrower sha�1 not �a� a��ow changes in the use for vvhich all �r any pa,rt of the <br /> M�rtgag�d Property is bexng used at t�e time th�s Security Instrument was exe�uted, (b� con�ert <br /> any �ndxvidual dwelling units or c�mrnon areas to commercial use, (c} initiate or acquiesc� in a <br /> change in the zoning classif�cation of the Mortgaged Prop�rty that resu�ts in any change in <br /> permitted use that was in effect at the time af initiallf�nal endorsement, �d� establish any <br /> �ondomin�um or coop�rative regime with respect to the Mortgaged Pro�erty, (e)material�y <br /> change any unit configurat�ons �r change the number af units in the Mortgaged Pr�perty, ��} <br /> combine a�1 or any part of the M�rtgaged Property W�th all or any part of a tax paxc�l which is <br /> not part of the Martgaged Property, �g} subd�vide or otherwise split any tax parcel constituting <br /> al� or any part of the Martgag�d Property, �r (h} so long as the Note is insured�r he�d by HUD, <br /> permit the Martgaged Pr�perty to be used as transient housing or as a hotel in vi�lation of <br /> Section S 13 af the National Housing Act, as amended. <br /> 13. PR�TE�TI�N �F LENDER'S SE�URITY. <br /> �a� If B�rrow�r fails to perform any of its �bligat�ons under this Security Instrument, <br /> Not� ar Borro�wer's Regulatory Agreement, or�f an� action�r pr�ce�ding �s commenced Which <br /> purports to aff�ct the Mortgaged Propert�, Lender's security�r Lender's rights under this <br /> Security Instrument, includ�ng eminent domain, insolvency, �L1Vaste, code enforcement, civi� ar <br /> crimina� forfeiture, enf�rcement�f Hazardous Materia�s Laws, fraudulent conveyan�e �r <br /> reorganizat�ons or proceed�ngs involving a banl�rupt or decedent, then Lender at Lender's opt�on <br /> may make such appearances, advance su�h sums and ta�e such act�ons as Lender reasonably <br /> deems necessary to perform such obligations �f Borrower and to protect Lender's �nterest, <br /> xnclud�ng �1�paym�nt of fees and�ut-of-pocket expenses of attorneys (including fees for <br /> Pre�ious versions❑bsolete Page 2� farm HUi]-94DOD-�RCF �0612�'�4} <br />