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2� 1 ��4�5 int�rest fram the da�e�f d�sbursement a��he Nate ra��and shal�be payabie,with rnterest,upon no�ice from Lender tfl Borrower reques��ng paymen�. Mflr�gage Insurance. If Lender required mor�gage insurance as a cond��ion of making the �oan secured by this Security Znstrumen�,Borrower shall pay the pr�miums required to mai.n.�ain the mor�gage i.n.surance in effect. �f,fflr any reason, �he martgage �nsurance coverage required by Lender �apses or ceases �o be in effect, Borravver sha�� pay the premiums requi.red �o abtain co�erage substantra�Iy equi�alent �a �he mor�gag� �nsurance prev�flus�y in effect, a� a cos� subs�an�ia�ly equi�alen� to �h� c�s� �o Sorrawer of the mor�gage insurance previously in effec�, from an a�ternate mor�gage �nsur�r appro�ed by Lender. �f substant�ally equi�a�ent mor�gag��nsurance caverage is no� a�ailab�e, Borrower sha�� pay �o Lender each m�n�h a sum equal �o �ne-twelfth of�he year�y mor�gage insurance prem�um�.�e�ng paid by Borrower when�he insuran�e caverage �apsed or ceased to be in effe��. Lend�r �il� accep�, use and retain these paymen�s as a loss reserve in l�eu of mor�gage �nsurance. Loss r�ser�e paymen�s may no longer be requir�d, at th� opt�on of Lender, �f mor�gage xnsurance coverage �in the amQun� and for �he peri�d that Lender requir�s� pravxded�y an insurer approved by Lender again becomes avai�ab�e and�s abtained. Borrov�er sha�l pay�the pr�miums r�quired ta maintain mor�gage i.nsurance �n effec�, ar�o prov�de a loss reserve, until the requirement far mor�gage insurance ends �n accardance vwith any vvrit��n agreement h�t�een Borrower and Lender or Applicable Law. InSpec��on. Lender ar i�s agent may rnak� reasonab�e entries upon and �nspec��ons of�he Proper�y. Lender shall give Borrower nat�ce at the�ime af or pr�or�o an inspection spec�fy�ng r�as�nab�e cause for�he�x�.spection. Candemnatian. The proceeds of any award or c�a�m for damages, direct or consequentia�, in�annect�an w��h any cand�mna�ifln or other taking af any part of�he Properry, �r far conve�ance �n lieu of condemna�ian, are hereby asszgned and shal�be paid to Lender. �n�he e�ent of a total �ak�ng �f the Proper�y, the proceeds sha�� be appl�ed�o the sums secured by this S�curity �ns�rument, whe�her or no� �h�n due, wi�h any excess �axd ta B�rrower. �n �he event af a par��ai taking af�he Proper�y in which the fair market �a1ue �f�he Prop�rCy immediat�ly befor� the �aking �s equal to or grea�er than the am�un� af�he sums secured by �h�s Secur��y �nstrum�nt �mmedia�ely h�fare the taking, unless Borrov�er and Lender oth�rw�se agree in v�-��ng,�he sums secured by this Securi�y�ns�rumen�sha�I be reduced by fhe amaun�af the pro�eeds multipl�ed�y the fo1��w�ng fractian: �a}�he to�al amoun�of�he sums se�ured immedza�ely�efore�he tak�ng, divid�d by �b� th� fair mar�e� �alue nf�he Prop�r�y imm�dzate�y befar� the �aking. Any balance shall be paid to Borrower. �n the event of a partia� taking of the Properfiy in v�hich �he fa�r marke� �ra�ue of�he Property immediat�ly befare �he �aking is less t�an the amount of the sums secu.red immedia�e�y b�fore �he taking, u.nless Barrower and Lender o�herw�se agree in v�r�t�xa.g or un�ess Applicable Lavsr atherwise provides, �he praceeds sha�1 be applied ta the sums secured�y�his Security Instrument whe�her or not�he sums are�hen due. �f�he Proper�y is abandan�d by Borrov�er, or xf, aft�r no�ic� by L�nder to Borrovver tha��he condemnor offers�o make an award or set�le a c�a�m for damages, Borrower fax��o respond�o L�nder��thin the n�.inimun�.num�.ber�f days esta��shed by Appl�cable Law af�er the da�e the no�xce �s g�v�n,Lender is au�hor�zed to c��ec�and apply�he proceeds, a� i�s aption, ei�her to restoration ar repair of the Praperty or to the sums secured by th�s Security �ns�rum�nt,v�he�h�r or n�t�hen due. Un�ess Lender and B�rrower a�herw�se agree in wri�ing, any applzca�ion of proceeds to princ�pal shalX not extend or postpone the due da�e of�he payments referred �o in the section ��Ied Payment of Princ�pa� and In�eres�; Prepayment and Late Charges ar change�he axnou.�t af such payments. I3orrnwer Not Released; Forhearance I3y Lender No� a �V'aiver. Extensifln of the tirne for payment ar modif cation of amor�i2a�ion of�he sums se�ured by �his S�cur�ty �nstrument granted by Lender �o B arrower ar any su�c�ssor in x_nteres� of Borrower shal� nfl� ap�ra�e �o release �he ��ab��ity of �he or�ginal Borro�ver or Borrovt�er's successors in rn�erest. Lender shall nflt b�required�o commence pr�ceed�ngs against any successor in interest�r refuse to��end�im�far paymen��r o�herwise modify amortiza��n of the sums s�cured by�his Security Instrumen� by reason of any demand made by �he or�g�na� Borrow�r or Borrower's successors �n in�erest. Any forbearance t�y Len�ier in exercising any right or r�medy sha�l no�be a wai�er af flr preclude the exercise of any r�gh�ar remedy. Succes�ors and Assigns �ound; Jaint and Severa� Liability; Accommodation Signers. Th� cov�nants and agreem.en�s of this S�curi�y Ins�rumen� sha��b�nd and benef��the succ�ssors and assigns of L�nder a.nd Borrovver, subj ect �o �he pr��sions af sect��n ��1ed Transfer of �he Property or a Bene�Gia� Interest in Barrower. Barro�v�r's c��enan�s and agreemen�s shall be join�and several. Any pers�n u�ho co-s�gns�his S�curity�nstrument but daes not e�ecu�e th� No�e �"Accommada�ion Sxgner"}: (a� �s co�s�gn�.ng �his Secur��y Znstrumen� only �o mor�gage, gran�and con�ey tha�Accommoda�ion S igner's �nterest in�he Praperty under�he�erms of�he Security �nstrument; �b� is no�persona��y abl�ga�ed�o pay�he sums secured by this Security�nstrument; and tc} agrees�hat Lender and any other B�rrower may agree�o ex�end,madify, forbear or make any accammoda�ions with r�gard�� �he terms of�h�s Security�nstrumen�or the N��e vvithaut tha�Accommodat�an Sxgn�r's c�nsent. Loan �harges. �f the �oan secured by �his Security �nstrumen� is sub�ec� �o a law whi�h sets maximum �oan charges, and tha�la�v is final�y�n�erpre�ed so tha�the interest�r other loa.n charges �o�lected or��be�allected in connec��on v�ri�h �he loa�. exce�d the permit�ed limi�s, �hen: (a} any such loan charg� sha�I be redu�ed by �he am�un�nec�ssary to reduce�he charge�a�he p�rm�tted �irnits and�b} any sums a�ready collected from Borrov�er which exceed�d permit�ed Ii.mits w�ll �e refunded to Borrower. Lender may ch�ose to rn.ake �h�s refund by reducing the princ�pa� ovwed under �he N��e or �y mak�ng a d�rec� paym�n� to Borro�vsrer. �f a refund reduces pr�ncxpa�,�he reduction v�i�l be treated as a par��a�prepayment wi�haut any prepaymen�charge under the Na�e. Q�.��4-261 S Campliance 5ystems,Inc,CBEB-4F 10-�415.I 2.2.1112 Consum�r Real Es�ate-Security Instniment DL2a3d Pa�e 3 af 6 www.campliancesystems.com