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26. WAIVERS. Except to the extent prohibited by law, Trustor waives all appraisement and homestead exemption rights relating to the Property. 27. OTHER TERMS. If checked, the following are applicable to this Security Instrument: 1 Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. I Construction Loan. This Security Instrument secures an obligation incurred for the construction of an improvement on the Property. I Fixture Filing. Trustor grants to Beneficiary a security interest in all goods that Grantor owns now or in the future and that are or will become fixtures related to the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial Code. Riders. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all appli able boxesl 1 Condominium Rider 1 Planned Unit Development Rider ' Other applicable 1 Additional Terms. SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date stated on page (Individual) (signature)RICHARD S. BERVEN My commission expires: 1 - 13 - 11 ature) MARILYN BERVEN Loan Originator Organization ID: Originator ID: 000001442939 402761 Originator Name: KIARA JASMINE SOLORZANO Loan Originator Organization: U.S. Bank National Association ACKNOWLEDGMENT: yi,, MS OF ell / , COUNTY OF fie M } ss. This instrument was acknowledged before me this .a1h day of ...p.. 6/C0 by .R 1.CHAR. D.S..B ERV.EM .AND..MARILYN.BERVEN,..MARRIED TO EACH OTHER ms * Form USB- REDT -NE 11/16/2012 Lin; emit/ 201606348 (page 7of7)