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2� 1 �� 138 Any amaunts disbursed by Lender under this Sectioa 9 sha11 become additional de�t of B�rro�ver secured by tbi�Security Instrument. These amounts shall b�ar interest a�the Note ra�e from��ie dat�of disbur�em�nt and sha11 k�e payable,with such interest,upon notice from Lend�r ta�'3orrower requesting paymeat. If this Security Instrument�s on a leasehald,Barrower sha11 comp�y�ith a11 the provisians of th��as�, If B�rrow�r acquires fee title to the Pxoperty,the leasehald and the fee title sha11 not merge un�ess Lend�r agrees to th�merger�n writing. 'I Q. Mortgag�Insur�nce.If Lender requir�d Mortgage Insurance as a cvnditiou of making the Loan, Barrower �laa�l pay the premiums required to�maintain the Mortgage Insurance u�effect. If, for any reason,the Mortgage Insurance coverage required by Lender ceases to b�avai�able fram the mortgage insurer that previously pro�ided such insurance and Borrower�vas requued to make separate�y desigaated payments toward the premiums for 1Vlortgage In.surance,Borrower sha11 pay th�premiums requir�d to abtain coverage substantial�y equivalent to the Mortgage Insurance prev�ously in effect,at a c�st substantiaily equivalent to th.e cost to Borro�ver of the Mortgage Insurance previously in�ffect, from an a�ternate mortgage�nsurer selected by Lender. If substantially equi�al�nt Mart�age Insurance coverage is not available,Borrowe�r sha�1 continue ta pay to Lender the amount of the separately designated payments that were due when the insuranc�co�erage ceased to be in effect. Lender wi�l accept,use and retain these payments as a nan-refundable�ass reser�e in�ieu of Mortgage Insurance. Such loss reser�ve sha11 be�on-refundable, notw�thstan.d�n�t�.e fact�hat�he Laan��u�t�mate�y pa�d�n.fu��,and L.ender sha��nvt be required tv�a� B�rrower any int�rest�r earnings on such lvss reserve. Lender�an n�longer requ�r�loss reser�e payments if Mor�gage Insu.ranee coverage(in the amount and for the period that Lender requir�s)prov�de�i by an �nsurer se�ected by�.ender again becomes availab��, is obta�ned,and Lender requires separate�y d�signated payments t�ward the prem�ums for Mortga��Insurance.If Lender r�quired Mortgage Insurance as a con�ition vf making the Loan and Borrower was required to make separately desigaated payments toward the premiums for Martg�ge Insuranc�,Barrower sha11 pa}�the prem�ums required to maintain Mor�gage Insurance in effect,or to pro�ide a non-refundab�e lo�s reserve,until Lender's requirement for Mortgage Insurance ends in accordance�vith any written agreement between Borrower and Lender providing for such terminati�n or until termination is required by Applicable Law.N�thing in this Section �U affec�s Borrower's obligation to pay interest at the rate provided in the Note. Mortgag�In�urance reimburses Lender(or any entity that purchaSes the I�Tote�f�r certain lo�s�s it may�ncur if Borrower does not repay the L�an as agreed.Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their tot�1 r�sk�n al�such insurance in force fr4m time to time,and may enter into agreements with other parties that share or modify their risk,ar reduc�losses.'Th��e agreements are on terms and condition.�that ar�satisfactary to the mortgage insurer and the other pa.rty(or parties}to thes�e ag�eements. These agreem�nts may requu�the n7artgage�ns�.rer to r�ake payments usYng a�.y saurce of funds th�t the m�rtgag�insurer may ha�e availab�e(tivhich may inelude funds obtained from Mort�a�e Insuranc� premiurns}. As a result of these agreements,Lender,any purchaser of the Nflte,another insurer,any re�nsurer,any other entity,or any affiliate of any of th�fore�aing, may rece�ve(dir�ctly�r�ndirectl�)amounts t,�a� der�ve f�vrn(�r might be character�zed as)a�avrt�v�of BQnrawer's payrnents�or 11�lort�age�Ir��urance, in exchange for sharing or madifying the mortgage�nsurer's ris�,or reducing losses. If such agreement provides that an affiliate of Lender takes a share af�he insurer's risk in excha�nge for a share of th� premiums pard to the insur�r,the azrangement is�ften t�rmed"capt�ve r�Ynsurance."Fur�her: q�3359 �'1dZI 0�33 3�1 17 4 NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFflRM IAISTRIJMENT WITH MER5 Form 3Q28 1141 V�P� VMP6A(NE}(13�2}.04 INolters Kluwer FiRancia�Ser�iees P�ge 9 af'�7