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2� 1 �� 138 If the Loan�s subj�ct to a law which sets maximum loan charges,and that law i�final�y iaterpreted so that the int�rest ar other loan charges callected or to be c411ected in connection with the Loan exceed the permiited limits,then: [a}any such�oan charge sha�I be reduced by the amaunt necessary ta reduce the charge to�the permitted limit;and�b�any sums aiready collected from Borrower which ex�eeded perm�tted �Ym�.ts��be refu�xded ta Borro�ver. Lender may choo�e to�a,��th�s�efund b�redu�xng the pr�nc�pa��ed under the Note or by maki.ng a duect payment t�Borrower. If a refun�c�reduces principat,the reduct�an will be treated as a partial prepayment without any prepayment charge�whether or not a pxepayment charge is provided for under the�ote�. F3orrower's acceptance of any�uch refund mad�by direct payment to Borrow�r wi11 const�tute a waiver of any right of action Borrawer might have arising out of su+ch overcharge. 15. Not��es.Al�notic�s given�by Borrower or Len�er in�onnection with th�s Security I�.strument must be in writing. Any notic�to Barrower in connect�on with this Se�urity Ins�rument shal�be deemed to have been gi�en to Borrower when mailed by f�rst class mail or when actually delivered to Borrower's natice addres� �f sent by other mean�.NotYce to an�o�n.e Borro�ver�ha��onst�tute not��e to a��rrowers u�.�ess Applicable Law expressly requires atherwise,The notice address shall be the Property Addr�ss unless Borrower has designated a substitute notice address by notice to Lender.Borrower shall pram,ptly natify Lender of$orrower's c�ange of address. If i�ender specifies a proc�dure for reporting Borrower's change o�address,then Borrower�ha11 only report a Ghange of address through that specifi�d procedure. Ther�may b�a�.�y one des�gnat�d not�ce address under th�s Secur�t�Ins�rument at an��ne t�me.Any�.vt�ce ta Lender sha11 be giv�n by delivering it or by mailing it b}�first class mail to Lender's addre�s stated herein unless Lender has designated another address by notice to Bonower.Any notice in cannecti�n with thxs � Security Instrument s�ia��n�t be d�emed to have been g�ven�o i�ender until actua��y received by Lender. If any notice required by this Security Instrument is also required under App�ica�ale Law,the Applicabte Law requir�ment wi11 satisfy the correspanding requirement under th�s Security Instrument, 'I S. Ga�er�nir�gLaw; 5er►erability;Rules vf Construction.This Security Instrument sha11 be�overned by federal law and the lativ of the jurisdiction�n which th�Praperty i�1��ated. Al�rights and�bligations contaYned tr�thxs Secur��3r Instru.ment are subject to a�y req�iremen�ts anc��mxtat�ons Qf App��ab�e�.aw. Applicable Law might explicit�y or implicitly a11ow the parties to agree by cantract or it might be silent,but such si�en�e sha11 not be canstrued as a prohibition against agreement by contract. In the e�ent that any pra��sian or Glause of this Secur�.ty Instrument nr the Note conf�xcts�th App�icab�e Law� such conf��ct sha�� not affect ather provisions of this Security Instrument or the Note�vhi�h can be given effect without the conflict�ng provision. As used in this Security Instrument; (a}words of the mascul�ne gender shall mean and inctude corresponding neuter words or words of the feminine g�nder;�b}words�n the singu�ar�hali mean and includ�the plural an�.�ice versa;and(c�the�ar� "rr�ay"g�ves so�e d�scret�on.��thout any ob��gation ta take a�y act��n, �I 7. Borrower'�C�py.Borrower shail be gi�en one capy of the Note and of this SeGurity Instrument. '�8. Transfer vf th�Property ar�a �eneficiaffnterest�n Barrower.As used rn this Sectian 1 S, "Interest �n the Propexty"mean.s any�egal or beneficia�interest in the Praperty, inctuding,but not�imited to,those b�n.eficial interests transferred in a bond for deed,contract for deed, installm�nt sales contract or escro�v agreement,the intent of which�s the transf�r of title by Borrower at�future dat�to a purchaser. If a11 or any part of the Property or any Interest in the Property is sold ar transferred(or if Borrower is not a natura�person an�a benef eia�in.terest in Bvrrotiver�s sd�d or transfened)��hout Lender's�pr��r�r�t�en consent,Lender may require immediate paymet��in fu1�of atl sums s�cured by this Security Instrurnent. H�wever,this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law, NEBRASKA-Sir�gle Family-Fannie MaelFreddie Mac UNiF�RM INSTRIJMENT WITN MERS Farm 3�28�!!01 V�P� VMPfiA(NE}(1342}.40 V4�oFter�K�uwer Fir�ane�al 5enr�Css Pag��Z af�7 q43359971��1 �Z33 371 1217