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2� 1 �� 12� desi�na�ed a subst��ute n�ti�e address by not�ce to L�nder. B�rrourer shali promp�Iy notzfy Lend�r�f Borr�wer's chan�e of addr�ss. �f Lender sp�c��es a procedure f�r repor�ing Borrower's change of address, �hen Borrotiver sha�� oniy repor� a change of address throu�h tha�speci�ed procedure. Ther�may be an�y one d��igna�ed nat�ce addr�ss under this Secur�ty �ns�rum�nt at any an�time. Any na�ice ta Lender shall be given by de�i�er�ng �t or by mailing i�by first clas�mail �� Lender's address stated h�re�n unless Lender has designated another address by notice to Borro�er. Any notice in c�nn�ctian with this Securit� Instrumen�shail n�t be deemed�o ha�e been gi�en�o L�nder until actually recei�ved�y L�nd�r. If an�natice required��th�s Security �ns�rument is also required und�r Appiicable Law, �he Appl��able Law requ�remen�w�� sat�sfy �he correspond�ng requirernent under�hzs Se�urit�Instrum�nt. '1�, Gvvern�ng Lawr Se�erability; Rules nf �onstruction. This Security Instrument shall be g�verned by federa� lavv and the law af�he jurisdiction in which th� Prop�rty is locat�d. All r�ghts and ob�igations conta�ned in this Secur��y �ns�rument are su�jeC�tfl any r�quirements and �im�tat�flns af App�icab�e Law. App��cab�e Law m�gh�exp��cit��or�mp��c��y a��ow th�par��es to agre�by contract or it migh�be s��en�, but such s�le�ce shal� n�t be construed as a prohibi��on agaznst agreem�nt by contract. In the even� that any pro��s�on�r ciause nf th�s S�curity �nstrumen��r the Note c�nf�i�ts with Applicable Law, such��nfli�t shal� nat affe��ather provzs��ns �f�h�s Secur��y �ns�rum�nt or th� Note which can be g��en eff�c��v�thou��h� c�nf��Gt�ng provis�an. As used �n this S�curity �nstrument: �a} words of the mascul�ne gender sha�� mean and in�lude c�rresponding n�ut�r words ar words of the feminine g�nder; �b) word� �n the singular shall mean and �nC�ude the plural and vi�e versa; and �� th��ard "may" ��es s��e discr��ion�vithout any abl�gati�n to�ake any ac�ion. �7. Borrower's �vpy. Barr�w�r shai� be g�ven one cflpy of�he Note and of this Security Ins�rumen�. �S. Transf�r vf the Prvperty vr a Benefic�a� Int�rest in Bar�vwer. As used in this Sectian �8, "In�erest in the Propert�" means an� l�gal ar benef�ciai interest in�he Proper�y, inc�uding, but nat Iimi�ed�a, th�se hene�ic�al interests transferred in a b�nd for deed, cantrac� far deed, instal�ment sa�es contra�t or escrow agre�r�ent, the �ntent flf�nrh�ch is the transfer of titie hy Borrower at a fu�ure da�e to a purchaser. �f a�� or any par�o�the Praper�y or any Interest in th� Property �s�oid or�ransf�rred �or if Borrower is n�t a na�ural person and a benefi�ial �nteres� in Borrawer is sold or transferred} withaut Lender's priar wri�ten CDnSent, Lender may require immediate paymen� in full �f all sums secured�y �his Secur�ty �nstrument. Hovvever, �h�s apt��n shal�not be exercised by Lender if such exercise is prohibi�ed by App�icab�� Law. If L�nder exercises�his�ptian, Lender shall gi�e Borrfl�v�r n�tiCe af accei�ra��n. Th�notice shal� pravide a period af not les� �han 3U days fram the da��th�not�c� is giv�n in ac�ordance wi�h S�ction �5 ��thin which Barr�wer must pay aIi sums s�cured by this Security �nstrum�nt. If Borrawer faiis �o pay these sum�prior to the expiration of�h�s period, Lender may invok�any remedies permitted b� this Secur��y �ns�rumen�w�th�ut fur�her notic��r d�mand on Btirrower. 'I 9. Bvrrawer`s Right to F�einst�te After Acceleratian. If Borrower mee�s certa�n conditions, Borro�ver shall have th�r�ght��have enf�rcem�nt af th�s Security Ins�rument dis�ont�nued at any time prior�o the earizest of: �a} ��e da�s before sale of the Prop�rty pursuan�to any power of sale contained �n�h�s Security Instrument; �b} such other peri�d as App��cabie Law m�ght specify fflr the�erm�ination of Borr�wer's r�ght�o reinstat�; or��}entry af a judgment�nforcing this Security Ins�ru�m�nt. Thase�ond�tions are�ha�Borraw�r: �a}pays L�nder al� sums which then would be due under thi� Securi�y Instrum�n�and th� Not�as �f na acce��rat�on had�c�urred; �b} cures a�ay defaul��f an�other c��enan�s or agreemen�s; �c}pays all expenses incurred �n enforcing�his SeCur�ty �nstrument, inc�uding, bu�n�t��m�i.��d to, reasonabie a��orneys' fe�s, proper�y inspection and valuati�n fees, and��her fees �ncurred fQr th�purp�se of protect�ng Lender's interest NESRASKA-Single Family-Fannie MaelFreddie Mac UNlFDRM INSTRUM�NT �arm 3028 11D1 VMP[� VMPfi{N��t7 3fl21 Wafters Kluwer Fir�ancial 5er�ices Page�2 of 17