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After Recording Return To: SAC Federal Credit Union 7148 Towne Center Parkway Papillion, NE 68046 800 - 278 -0392 [Space Above This Line For Recording Data] DEED OF TRUST 1II]II1III I1 1 1 1 NEBRASKA -- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Mortgage Cadence Document Center © 3027 01/14 Prepared By: SAC Federal Credit Union 7148 Towne Center Parkway Papillion, NE 68046 Loan #: 30001593275 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated September 13, 2016, together with all Riders to this document. (B) "Borrower" is Camela F. Krull, A Single Person. Borrower is the trustor under this Security Instrument. (C) "Lender" is SAC Federal Credit Union. Lender is a Federal Credit Union organized and existing under the laws of THE STATE OF NEB Lender's address is 7148 Towne Center Parkway, Papillion, NE 68046. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is SAC Federal Credit Union, 7148 Towne Center Parkway, Papillion, NE 68046. (E) "Note" means the promissory note signed by Borrower and dated September 13, 2016. The Note states that Borrower owes Lender ONE HUNDRED FIFTY TWO THOUSAND AND NO /100 Dollars (U.S. $ 152,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than October 01, 2046. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 1 1 IIII I IIII T D O T * Form 3028 1101 page 1 of 14 pages)