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—�� � � D. UNIFORM SF�CUIUTY INS'f'RUMENT:GOVERNING LA�Y:S�Y�RABI�.ITY Uniform Covenant 15 oi'the Security instrument is amended to read as fallaws: � IS. Udtone secwrit�ia�h'ameat;Cartrala=Isw;Sevcrsb!liry.Th3s form of Security lastrument combines uniform covenants for nationa!use aad AoA-unlform covenar�ta with limited variations by jurisdiction to consNtutc o uniform sccurity iastrument covering rcal propeny. This Security Instrument sh�ll bc governed by Federad law and the law of the jurisdiction in which thc Property is located. In the ovent that any -�— pravisiva ue�iausc of ihis S;.^uritg lnstrs:saent or the Not�rnnflicta with�ppllcable law.sush contlIct shall nat aifect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision�and to this�nd the provisions of this Security lnsuumeni and the Note are dxl�red ta be severable. E. TMNSFER OF THE PROPERTY OR A BENEFICIAI.INTEREST IN 80RROWER Uniform Covenant 17 of the Security instn�ment is amended to read as follows: l7, Tn�ier o!tre Peopert�or�He�efldal I�tereet 1�Borro�rer.lf all or any part of the Preperty or an it�terrst therein is sold or uansfened (or if s beaeficial interat ln Borrower is sold or transferred and Bonower is�ot a natwal personj without Lender's prior wdtten consent. I.ender may,at Lender's option,declare aU the sums secured by th9s Security Instrument to be immedlately due and payable. Hawever, this optlon shall�ot be eaerclsed by Lender if exercise is not suthorized by Federal law.Lender may waive the ea�ercise of this option if:(a)Borrower causes to be submitted to Lender informadon required by Lender to evaluate the intended transferee as if a new loan were being made to the uansferce;and(b)Lendet reuonably determines that Lender's security will not be impaired by the loan assumption and thxt the risk of the breach of any coveaant or ugrament in this Security lnstrument is acceptable to Lender. To the e�ctent permitted by applicable law,Lender may charge a reasonable fee as a conditlon to Lender's wnseat to the loan assumption. Lender may also require the transferee to kap sU the promises and agreements made ln the Note and in this Security Instrument. "lf Lender eaercises such opdon to accelerate,Lender shall mail Banower notia of acceleradoa in accordance with paragraph l4 hereof. Such noticx shall provide a pedod of not less than 30 days from the date the notice is mailed withln which Borrower may pay the sums dxlared due. lf Boaower fails to pay such sums prlor to the expiration of such period,Lender may, without further notice or demand on Borrower. invoke any remedies permitted by th9s S2.-u�ity las:r.�ttnt." "Notwithgtand9ng a sale or traasfer.Horrower will continuc to be abligated under the Note and this Security]nstrumeat unlas Leader has celeased Borrower ln wrIting." F. LOAN CHANGES ' � lf che loan secured by the Security Instrument is subject to a law which sets maximum loan charges,and that law is�nally interpretod so s • that the interest or other loan charges collected or to be collected in connection wlth the loan exaed permitted limits,then:(1)any such loan charge shall be reduced by the amount necasary to reduce the charge ta the permitted limit;and(2)any sums already collected from bonower � ' � which exoaded pennitted limiu wIU be refunded to Borrower.Lender may choose to make this refund by redacing the principai owed under the �,.j�, Note or by making a direct payit�ent io Borrawer.If a refnnd reduces principal.the reduction will be treated a.c a partial prepayment unatr trte e-��,. ; ;` Note. r IN WfI'NFSS WHEREOF.Borro�ver 6�executM t6is Adjustabk Rate Rider. � - - , . {'_ ! `/ � /�.�L��-�f�'--(Seal) � BORROWER . � � � � Z l�� !, r �_ � i BORROWER . • � ,� . .� . ,.- - / ; � a?�1�2d-C,C/L� (Seal) - BORROWER - � (SIGN ORIGINAL ONLY) � � .:� � i�� � � C� "� --' � `,.. �.. -. :} �� f� '. :� . . . Q � � Z � ", ' � '� . . � • � — --— >, in � � s � � : .'. ��'g ; :� � � � � � ,iC',n � , _ _:� . - ; ��'� c::� � . � �' ; ' � ;. � � ' . ., � � . _ _- �� L �; � o ,� �� . � o ,, . � � - � � o � -- �, �� — `� , �. � -_ �.; =� -_• , =rW. . - a � y�� -I r`f. :�. r..