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2� 1 ���� 15 <br /> 1 Z. Borrower Not Re[eased; ForbearanGe By Lender Not a Wai�re�. Extens�on of the time for payment or <br /> modif�cati�n af amor�izatian of the sums secured�� this Securi�y �nstrum�nt gran�ed b� Lender to Borrower <br /> �r any Suc�essor in Interest of Borrov�er sha�l not opera�e�o release�h�l�abi�i�y of B�rrovver or any <br /> Successors in�n�eres�af BQrrovver. Lender shall not be r�qu�red ta commen�e proceedings against any <br /> Succes�or in�n��rest of Borrower or to refuse to�x�end t�me far paym�n�ar o�heru�is�modify amor�iza�ion <br /> of�he�ums secured by�hxs S�curi�y Instrument by reasor�of an�r demand made by the origina� Borrower or <br /> an�Successors in In�erest of Borrower. Any forbearance�� Lender in exercis�ng any right or rem�d� <br /> inc�uding, w��haut limi�ation, Lender's acceptance of payrnents from third p�rsons, �ntitie5�r SuCCe55Qr5 in <br /> �nterest af Borrower�r�n am�unts less�han the amount then due, shali no�be a wai�r�r af or preclude the <br /> exerc�se af any r�ght or remedy. <br /> 'I 3. Joint and Se�era� Liahi�ity; Go�s�gners: Successv�s and Assi�ns Baund. Borrawer covenants and <br /> agre�s tha�Borrov�rer's obl��a�i�ns and liabi���y sha�l be�oin�and se�eral. Hov�e�er, any Borrower who <br /> co-s�gns�his Security �nstrum�n�bu�d�es no�ex�cute the No�e�a "co-signer"}: �a� is coWsigning�his <br /> Security �nstrumen� aniy�o rn.ortgage, gran�and�onvey�he�o-signer's interest in the Pr�perty under the <br /> �erms of�his S��urity Instrumen�; �b3 �s n�t persanall�o�l�ga�ed to pay the surn.s secured b� th�s S�curi�� <br /> �nstru.ment; and �c} a�r�es�hat Lender and any�ther Borrower can a�ree to ex�end, madif�, forbear or mak� <br /> an�accommoda�ions with re�ard to the�errns of th�s Securx�y Instrumen�or�he N�te«rith�ut the cowsigner's <br /> cansen�, <br /> Subjec�to the pro�is�ons of Sec�ion ��, an� Successor in �n�erest of Borrower who assumes Borrow�r's <br /> obligat�ons under this Secur�t� �nstrument in writin�, and is approved by L.�nder, shail obtain all of <br /> Borrow�r's r�gh�s and benef��s under�h�s Securi�y�nstrum�nt. Borrower shall not be released from <br /> Borrower's ob��gatians and ��abili�y under this Secur��y �nstrumen�un�ess Lend�r a�rees �o such r���ase �n <br /> vvriting. The ca��nan�s and a�reements af this Securi�� Instrument sha�i bind�exGept as praWided �n S�c�i�n <br /> �D} and�enefit�h�suc��ss�rs and assi�ns of Lender. <br /> �4. Lvan Cha�ges. Lender may char��Barrower fees for s�rv�c�s perfflrmed in conn�c�ion�nrith Borro�nrer's <br /> defau�t, for the purpns�of protecting Lender's in�eres� �n�h�Property and righ�s under�h�s Securi�y <br /> �nstrumen�, includin�, bu�not�imited ��, attorneys' fees, proper�y �ns��ction and valuation fees. �n r�gard to <br /> any other f�es, �he absence af express au�hor��y in this 5ecuri�� �nstrumen�to char�e a specif i�fee�a <br /> BQrrov�rer sha�� no�b�construed as a proh��itian on�h�char��n�of such fe�. Lender ma�not�har�e fees <br /> that are express�y pr�hi�ited by this Secur��y �nstrumen�ar�y App��cabie Law. <br /> �f�h� L�an is sub�ec� to a�av�wh��h sets maximum�oan charges, and that lavv �s finally int�rpreted s� that <br /> the in�erest or other loan charges col��cted�r to�e co�iected�n connection v�rith the Loan e�ceed the <br /> p�rm�tted l�mits, then: �a} any such Ioan charge shall be reduced by the amoun�necessar��o redu�e the <br /> charge t��he permit��d�imi�; and�b} an� su�ns a�ready callected fram Borrow�r which�xceed�d permit�ed <br /> limi�s v�r��� be refunded to Borrnwer. Lender may choose to make th�s refund by reducing the prin�ipa� ovved <br /> und�r�he N�te or by mak�ng a direc�pa�ment�o Borrourer. �f a refund reduces princ�pai, the reduc�ion vvil� <br /> be treated as a par��al pr�payrnen�withou� any prepayrnent charge�whether or not a pr�paym��nt charge�s <br /> pro�rzd�d for under th�Note}. Borrower's acceptanc�of any such refund made�y dir�c�paym�nt t� <br /> B�rrower w�i�Gons�i�u�e a wa�ver�f any right of action Borrower migh�have ar�sing au�of such a��rcharge, <br /> �5. Notices. A1� notices g��en by Borrower or Lender in cannec�ion w�th this Security Instrum���mus�b� in <br /> wri��ng. An�no�ice to Barrower�n c�nnec�ion w��h this Security Ins�rument shali be deemed to have heen <br /> given ta Borr�wer v�hen mailed���r�t class�nai� ar when ac�uaily deli�er�d�o Borrower's not��e addres� if � <br /> sen�by ather means. Notice�o any one Borrower shall cons�i�ute n��ice to ai� Borrowers unless Appl�cable <br /> Law expressly r�quires otherwise. The no�i��address sha�l be�he Pr�per�� Addr�ss unles�Barrower has <br /> NEBF�ASKA-Single�arr►ily-Fannie Mael�reddie Mac UNIFDRM INSTRUMENT �arm 3D28 1141 <br /> VM#'� VMPs�NE��1302) <br /> Wviters Ktuwer�inancia!Ser�ices Page��of 17 <br />