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2� 1 ��599� <br /> re�u�r�d by RESPA, and Borrower sha�� pay to Lender�he amount nec�ssary��n�ake up the d��c�ency in <br /> accordance�vith R�SPA, but �n na mare than �Z month�y paymen�s. <br /> Upon payment in ful� of a�� sums secured by th�s Secur��y Instrument, L�nder shai�promp�ly refund to <br /> Borro�ver any Funds held by Lender. <br /> 4, ��arges; L�ens. Borrower shall pay a�i taxes, assessmen�s, charges, f�nes, and imposi�i�ns a�tributable t� <br /> the Property u�hich can attain priarity over this Security Instrument, �easeh�Id payments ar ground rents on <br /> the Proper�y, if any, and Community Association Dues, Fees, and Assessments, �f any. To�he ext�n�that <br /> these items are Escrow �tems, Borr�w�r sha1l pay them�n the manner prov�ded �n S�c��an�. <br /> Borrower sha��promptly discharge any lien which has pr�ority av�r this Se�urit� Instrument unless <br /> Borr�u��r: �a} agrees in wr�t�ng t�the payment of the obligatian s�cur�d by the lien in a manner accep�abl� <br /> to Lender, but only so�ong as B�rrow�r is performing such agreement; �b}cont�sts�he ��en �n good faith�y, <br /> or defends aga�ns�enfar�emen�of�he�ien zn, �ega� proc��d�nbs wh�ch �n Lend�r's opin�on operate to pr��ent <br /> th�enforc�ment af the lien whi�e thase proceedings ar�pending, bu�only until such proce�dings are <br />. c�n�iuded; or�c} se�ures from the hoider of th�l�en an agre�ment �atisfac�ory to Lender subordinating �he <br /> �i�n to �hrs Secur�ty �ns�rument. If Lender determznes that any part af the Prnperty �s sub�ect�� a��en wh�ch <br /> Can a�ta�n pr�or��y ov�r�his Se�ur��y Znstrumen�, Lender may��v�Borr�wer a natice identifying the l�en. <br /> �Vithin �D da�s of the date on w��ch that notice�s g�ven, Barrawer sha�l sa�isfy �he lien or take an�or more <br /> af the a�tians set forth above in th�s Sec�ian 4, <br /> Len�er may r�qu�re Borrower to pay a�ne-�ime charge far a real esta�e�ax�erifica��an andlor r�par��ng <br /> serv�c�used b�r L�nd�r in conne�tzon tiv�th�his Laan. <br /> 5. Prope�ty Insurance. Borrawer sha�l keep the impra�ements naw ex�s�ing or her�aft�r�re�ted an the <br /> Pr�perty insur�d aga�nst loss by �re, hazards inc�uded wi�hin �he term "extend�d cov�rag�," and any o�her <br /> ha2ards inc�ud�n�, but not ��m��ed ta, earthquakes and�1oad�, for wh�ch Lender requ�res insuranc�. Th�s <br /> insurance sha�l be main�ained �n �he amoun�s �inc�uding d�ductible�e���s} and fa�r�he peri�ds �ha�Lender <br /> requ�res. Wha� Lender requires pursuant to the preceding sentenc�s can chang�during the term af the Loan. <br /> The insurance carrier praviding th�insurance shail be chosen hy Borrow�r sub�ect t� Lender's right�o <br /> d�sappro�e Borrower`s choice, which right shal� nat be exer�ised unreasonably. Lender may require <br /> Borrawer to pay, �n cannect�on�with this Lnan, e�ther: �a} a Qne-t�m�char�e for flood zan�de�erm�na��on, <br /> cert�ficat�on and track��g s�r��ces; or�b� a an�-ti��e charge fflr flood zone d�ter�m.�nation and cert��i�ation <br /> ser��ces a�.d sub�equ�nt charges ea�h t�me remappings�r�imi�ar�han��s accur wh�ch reasonabiy might <br /> affe�t such determinatinn ar��r�ificat�on. Barrower shai� aiso b�responsibie for th�pa�men�of any f��s <br /> imp�s��b� the Federal �m�rgency 1Vlanagement A�ency �n cannect�on wzth th�rev�ew of an� ���od zone <br /> d�t�rm�nat��n resultin� fr�m an abject�on by Borr�wer. <br />, If Borraw�r faiis�o maintain any of the coverage�d�scribed ab�v�, L�nder may ab�ain insuranc���verage, <br /> at Lender's option and B�rr�w�r'� expe�s�. Lender is under n��bligation t�purchase any part�cular�ype or <br /> amount of cavera��. Theref�re, su�h�o�erage sha�� co�ver Lender, but might�r n�ight no�protect Borrower, <br /> Barro�er'�equity in the Proper�y, or the�antents of the Pr�per�y, aga�ns� any ris�, hazard or�iabil��y and <br /> m�ght provide greater ar lesser caverage�han�vas pre�ious�y �n effe�t. Borrawer acknawledges that the cast <br /> of the insurance coverage so�btained might signifi�ant�y�xceed the Gast af insuranc�that Barrawer�oulc� <br /> have obtained. Any amounts disbursed by L�nder under this Sec��an S shal� became add����na�de��nf <br /> Borrower secured by this Se�ur��y �ns�rument. Th�s�amounts sha��bear�nterest at th�Not�rate fram the <br /> date of disburs�m�nt and shati be payab�e, w��h such int�rest, upan no��ce from L�nder to Borrow�r <br /> requ�sting paymerzt. <br /> N�BRASKA-Single F�mily-�annie MaelFreddie M�c UNIFpRM INSTRUM�NT Fvrm 34�8�ID1 <br /> VMP�} VMPfi4NE){13D2i <br /> Wolter�Kluwer Financial Serviees Page fi vf 17 <br />