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!� __..�; � � _ _,T— Il. UNIi't)RM�6.('iIR1TY INCTg�iMF'N'�';GAVF.RN111iG I.AWi CFVFA�R�i]TY Unifarm Caven3nt I S oi the Sn:urisy lastrumrnt is amended to read as follows: � 1S, Uettarm secuMt�Ieslr��ec�n1;Goverelna I.��r;Sererabl8ty.This form of Security ln.strument combiaes uniform covenAnts for national use and non-unifarm covenants with limited��uriuttans by jurlsdictlon ta canstitutc a uniform security instrument covering real property. This � Sc:uiity Itisirumeni shall be governed �+y rederai iaw and the law of the jurisdiction in which the Yroperty is located. ln the event that any = proWsion ar clause af this Secnrity Instrumcnt ar the PYute conflicts w•ith applicable iaw� such canf7ict shall nat aPfect other provisians of this Security lnstrume�t ar the Note whlch can be gi�en effect without the canflicting provision,and ta this end the provisions oP thls Security Instrument and the Note are dcclared to be se�•erable. � E. TRANSFF.R OF THE PRQPERTY OR A BENF.�'iClAI.11iT�RFST IN BORROWER Unifarm Covenant 17 of the Security lnsttument is amcndcd to rc;td as tollows: 17. 7'rnnster of ihe Pvop�rty or s Benetkial interest in Borrower. If all or any pan of the Properiy or an intcrest therein is sold or transferred (or if a bcne�clat interest in Bonower is sold or transferred and Borro�ver is not a natural person)without Lender's prior written consent, � Lender may.at Lender's option,declare all the sums secured by this Seeurity lnstrumtnt to be immedlately due and payable. However,this opdon shatl not be exercised by Lender if exercise is nat authorized by Federal law.Lender may waive the exercise of thls option if:(a)Horrower causes to be submitted to Lender information required by Lendcr to e�•aluate the intended transferce as if a new taan were being made to the transferee;and(b)Lender reasonably determines that Lender's security will not be impalred by the loan assumption and that the risk of the breach of any covenant or agreement in this Security lnstrumenc is acceptable to Lender. To the oxtent permitted by applicable law.Lender mar•ct;aree a reasonable fee as a eondition to Lender's wnsent to the loan assumpiion. ' Lender may also require the transferee to keep ali thc promites and agreements made in the Note and in thi�Security Instrument. "If Lender exercises such option tu accelerate, Lrnder cha�l mail Borrower notice of acceleration in accordance w�ith pazagraph 14 hereof. Such notice shall provide a perivd of not less than 30 dap,from che �ate the notice is mailed within which Borrower may pay the sums declared due. If Borrower fails to pay such sums prior to the e�cpiration of such period.Lender may,without further notice or demand on 8orrower, invoke any remedies permitted by this Security Instrumcnt." "Notwithstanding a sale or transfer.Borra�vcr��ill continue to bc abligated under the Notc and this Security Instrument unless Lender has released Bonower in writing." F. LOAN CHANGFS ; ' lf the loan secured by the Security lnstrument is subject to a iaw which sets maximum loan charges,and that law is finally interpreted so . that the interest or other loan eharges collected or to be collected in conneetion with the loan excred permitted limits,then: (1)any such loan �� chatge shali be reduced by the amount necessary to reduce the charge to the permitted limit;and(2)aay sums already collected from borrower �`,�-t whlCh eXCeeded petmitted iimits will be refunded to Borrowc�_I.ender may chooce ro make this refund by reduring the principal owed under the � E-� Note or by making a direct payment to Borrower.If a refund reduces principal,the reduction will be treated as a partial prepayment under the F� Note. 5 IN WITNE55 WHEREOF.Borrower h�executed this AdJastable Rate ' er. �. i � ($�8�) � Pamela S. musil BoRttow ' � � (Seal) BORROWE � Qavid A. mu5i1 �,�� s.--- . ��_ � . , �� (Seal) ' BORKOWER ' • (SIGN ORiGINAL ONLY) '.. -- R «� �, �., � �� .. � • c_ • •`.Z C) c7 0 � �7 u. � . �.y � � � , ' �� .. ' r� � ��,I�Z � :7 . G37 -,� _.� ,� � E � x � . � �_ � % � ." --__-- � S � � � � Y �� 0 . C� ��i x �-, � ., ' - '' > ;`J � . � � � � �� ✓` � � � S� � `� � �^ � � L � � �. � � -` '` � .: , � � �,- T f. ` .3`-' '�_n� �� . �f: \ r� �V�`y� � 1 ��.�� . r �;, , , •, ,